1193 E Lake Dr, Novi, MI 48377 Property Records

Oakland County property record for 1193 E Lake Dr, Novi, MI 48377

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,330 sqft · built 1996
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Feb 2022)
Tax Bill	$17,784 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Feb 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`50-22-02-127-021`

Property Details

APN / Parcel Number

Primary APN	`50-22-02-127-021`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,330 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	257 ft deep x 60 ft wide
View / Lot	Waterfront / Beach
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	1193 E LAKE DR
City	NOVI
State	MI
Zip	48377-1438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	T1N, R8E, SEC 2 SHORE ACRES SUB LOTS 60 TO 63 INCL EXC SLY 132 FT THEREOF, ALSOEXC NLY 6.88 FT OF SD LOT 63 7-5-95 FR 012 &
Legal Range	08E
Legal Township	01N
Legal Section	02
Legal Subdivision	SHORE ACRES
Legal Lot Number	7,60-63
Jurisdiction	OAKLAND MI
Township / Civil Division	NOVI
Census Block Group	1
Census Block	1000
Census Tract	136101

Owner

1193 E Lake Dr is owned and occupied by two individuals who bought it in February 2022.

Source: Oakland County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1193 E LAKE DR, NOVI, MI 48377-1438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 18, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on File
Deed Sale	Feb 18, 2022 · Amount on File
Prior Sale	Feb 21, 1996
Deed Document Number	2022324458
Deed Book / Page	57475 / 465
Prior Transfer Date	Sep 26, 2007
Prior Transfer Doc	0000227322
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1193 E LAKE DR, NOVI, MI 48377-1438
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1193 E LAKE DR, NOVI, MI 48377-1438

Mortgage

Document Number	0000475782
Date	Nov 29, 2022
Book Page	58283/242
Instrument	475782

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	354 Months
Due	May 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 18, 2022
Property Address	1193 E LAKE DR, NOVI, MI 48377-1438
Document Number	0000324458
Book / Page	57475 / 465
Map Reference	LB 20 PG 2
Instrument Date	Sep 7, 2021
Instrument	324458
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$7,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1193 E LAKE DR, 1193, NOVI, MI 48377-1438

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1193 E LAKE DR, NOVI, MI 48377-1438

Tax Assessment & Valuation

The 2025 property tax bill for 1193 E Lake Dr was $17,784 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Novi City
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,784.00
2023	$17,381.00 (+17.72%) Homeowner's exemption	$546,020	$1,092,040
2022	$14,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1193 E Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1193 E Lake Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NOVI serves 56,780 people · EPA ID MI0004870
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

Nearby Properties on E Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures