1193 Algonquin Dr, Elgin, IL 60120 Property Records

Cook County property record for 1193 Algonquin Dr, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,060 sqft · built 1962
Lot Size	0.187 acres (8,125 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Sep 2026)
Tax Bill	$5,596 (2024)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-123-021`

Property Details

APN / Parcel Number

Primary APN	`06-06-123-021`
Alternative APN	`06-06-123-021-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1963
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,125 sqft (0.187 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1193 ALGONQUIN DR
City	ELGIN
State	IL
Zip	60120-2317
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(THIRD) ADD TO (BLACKHAWK)(MANOR) SUB PT OF SECS 6 & 7 SEC 07-41-09
Legal Range	09E
Legal Township	41N
Legal Section	07
Legal Subdivision	THIRD ADD TO BLACKHAWK MANOR
Legal Lot Number	283,2
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1026
Census Tract	804313

Owner

1193 Algonquin Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Cook County records, as of October 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1193 ALGONQUIN DR, ELGIN, IL 60120-2317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Affidavit, Transfer
Sep 14, 2026	Warranty Deed, Transfer · FHA Mortgage MORTGAGE MORTGAGE
May 11, 2017	Warranty Deed, Transfer · FHA Mortgage LAND HM FIN'L
Feb 27, 2017	Warranty Deed, Construction Loan · Line of Credit BARRINGTON BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on File
Deed Sale	Sep 14, 2026 · Amount on File
Prior Sale	May 11, 2017
Deed Document Number	202625731057
Prior Transfer Date	Oct 25, 2016
Prior Transfer Doc	0000029049
Record Updated	Oct 29, 2026

September 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	COOK IL
Recording Date	Sep 14, 2026
Property Address	1193 ALGONQUIN DR, ELGIN, IL 60120-2317
Document Number	0000031056
Instrument Date	Sep 7, 2026
Instrument	202631056
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1193 ALGONQUIN DR, ELGIN, IL 60120-2317

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Sep 14, 2026
Property Address	1193 ALGONQUIN DR, ELGIN, IL 60120-2317
Document Number	0000031057
Instrument Date	Aug 31, 2026
Instrument	202631057
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$54,540.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1193 ALGONQUIN DR, ELGIN, IL 60120-2317

Mortgage

Document Number	0000031058,
Date	Sep 14, 2026
Instrument	202625731058

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate	6.63%
Max Rate	-1%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 11, 2017
Property Address	1193 ALGONQUIN DR, ELGIN, IL 60120-2317
Document Number	1713115081
Instrument Date	May 4, 2017
Instrument	13115081
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1193 ALGONQUIN DR ELGIN IL 601202317, ELGIN, IL 60120-2317

Mortgage

Document Number	1713115082
Date	May 11, 2017
Instrument	13115082

Lender

Name	LAND HM FIN'L
Type	Funding / Finance Company
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 10, 2047

Interest

Rate Type	Fixed Rate
Rate	3.87%

February 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 27, 2017
Property Address	1193 ALGONQUIN DR, ELGIN, IL 60120-2317
Document Number	1705855003
Instrument Date	Dec 16, 2016
Instrument	5855003
Transaction Type	Construction Loan
Record Updated	Mar 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	29W225 NORTH AVE WEST CHICAGO IL 601851340, WEST CHICAGO, IL 60185-1340

Mortgage

Document Number	1705855004
Date	Feb 27, 2017
Instrument	5855004

Lender

Name	BARRINGTON BK&TR
Type	Bank
Address	BARRINGTON, IL 60010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 26, 2018

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,001 Land $5,688 Building $20,313	$260,010 Land $56,880 Building $203,130
2024	$5,596.00 (+4.05%)
2023	$5,378.00 (+3.48%)
2022	$5,197.00 Homeowner's exemption	$21,999 Land $5,281 Building $16,718	$219,990 Land $52,810 Building $167,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1193 Algonquin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1193 Algonquin Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on Algonquin Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures