11928 Echo Point Pl, Clarksburg, MD 20871 Property Records

Montgomery County property record for 11928 Echo Point Pl, Clarksburg, MD 20871

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 4,608 sqft · built 2013
Lot Size	0.093 acres (4,039 sqft)
Owner	2 Individual Names on Record
Last Sale	$576,055 (Nov 2013)
Tax Bill	$8,307 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-03715833`

Property Details

APN / Parcel Number

Primary APN	`02-03715833`
Alternative APN	`03715833`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,608 sqft Living Area
Gross Area	5,088 sqft
1st Floor Area	1,868 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Bi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,039 sqft (0.093 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	03715833
Street Address	11928 ECHO POINT PL
City	CLARKSBURG
State	MD
Zip	20871-5326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	CLARKSBURG VILLAGE
Legal Subdivision	CLARKSBURG VILLAGE
Legal Block	DDD
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	2
Census Block Group	1
Census Block	1009
Census Tract	700210

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11928 ECHO POINT PL, CLARKSBURG, MD 20871-5326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 19, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 10, 2018	Deed of Trust, Mortgage · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2013 · Amount on Record
Deed Sale	Nov 5, 2013 · Amount on Record
Deed Book / Page	47915 / 1
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11928 ECHO POINT PL, CLARKSBURG, MD 20871-5326
Transaction Type	Mortgage
Record Updated	Nov 15, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11928 ECHO POINT PL, CLARKSBURG, MD 20871-5326

Mortgage

Document Number	0664440296
Date	Oct 31, 2022
Book Page	66444/296

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11928 ECHO POINT PL, CLARKSBURG, MD 20871-5326
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	DREAM TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0615960435
Date	Jan 13, 2021
Book Page	61596/435

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11928 ECHO POINT PL, CLARKSBURG, MD 20871-5326
Document Number	0586890115
Instrument Date	Nov 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	DREAM TITLE AND ESCROW LLC, DREAM TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	11928 ECHO POINT PL CLARKSBURG MD 208715326, CLARKSBURG, MD 20871-5326

Mortgage

Document Number	0586890115
Date	Dec 13, 2019
Book Page	058689/000115

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 12, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	11928 ECHO POINT PL, CLARKSBURG, MD 20871-5326
Document Number	0568620414
Instrument Date	Oct 10, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11928 ECHO POINT PL CLARKSBURG MD 208715326, CLARKSBURG, MD 20871-5326

Mortgage

Document Number	0568620414
Date	Nov 9, 2018
Book Page	056862/000414

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$779,367 (+5.99%)	$823,400 (-) Land $132,200 Building $691,200
2025	$8,307.00 (+27.51%)	$735,333 (+12.48%)	$823,400 (+19.11%) Land $132,200 Building $691,200
2023		$653,767	$691,300 Land $132,200 Building $559,100
2022	$6,515.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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