11927 Surfbird Cir, Unit 12E, Jacksonville, FL 32256 Property Records

Duval County property record for 11927 Surfbird Cir, Unit 12E, Jacksonville, FL 32256

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,536 sqft · built 2006
Lot Size	0.004 acres (159 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Sep 2026)
Tax Bill	$3,262 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`167757-0084`

Property Details

APN / Parcel Number

Primary APN	`167757-0084`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	159 sqft (0.004 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	11927 SURFBIRD CIR, 12E
City	JACKSONVILLE
State	FL
Zip	32256-9638
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PUD
Legal Description	28-3S-28E TIDES CONDOMINIUM AT SWEETWATER BY DEL WEBB PHASE 4 UNIT 12E BLDG 12 1/282 INT COMMON ELEMENTS O/R 13630-2377
Legal Range	28E
Legal Township	03S
Legal Section	28
Legal Subdivision	TIDES CONDOMINIUM AT SWEETWATER BY DEL W
Legal Phase	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	3
Census Block	3008
Census Tract	14424

Owner

11927 Surfbird Cir, Unit 12E is owned by two individuals who bought it in September 2026.

Source: Duval County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11927 SURFBIRD CIR, JACKSONVILLE, FL 32256-9638
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2026	Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Oct 5, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2026 · Amount on File
Deed Sale	Sep 5, 2026 · Amount on File
Prior Sale	Oct 7, 2024 · Amount on File
Deed Document Number	2026210572
Deed Book / Page	22047 / 196
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DUVAL FL
Recording Date	Sep 5, 2026
Property Address	11927 SURFBIRD CIR, 12E, JACKSONVILLE, FL 32256-9638
Document Number	0000210572
Book / Page	22047 / 196
Instrument Date	Aug 31, 2026
Instrument	2026210572
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	ST JOHNS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194,425.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11927 SURFBIRD CIR, JACKSONVILLE, FL 32256-9638

Mortgage

Document Number	0000210573,
Date	Sep 5, 2026
Instrument	2026210573

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 5, 2022
Property Address	11927 SURFBIRD CIR # 12E, 12E, JACKSONVILLE, FL 32256-9638
Document Number	0204542416
Book / Page	20454 / 2416
Map Reference	MB 12845 PG 506
Instrument Date	Sep 26, 2022
Instrument	2022252122
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CLOSING BEAR LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	115 LAKE OF THE WOODS LN, ST JOHNS, FL 32259-6226

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11927 SURFBIRD CIR # 12E, 12E, JACKSONVILLE, FL 32256-9638

Mortgage

Document Number	0204542420
Date	Oct 5, 2022
Book Page	20454/2420
Instrument	2022252124

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 11927 Surfbird Cir, Unit 12E was $3,262, up 16.9% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,466 (-6.6%)	$233,000 (-12.9%) Building $233,000
2025	$3,262.00 (+16.92%)	$224,272	$267,500 Building $267,500
2024	$2,790.00
2023	$2,790.00 (+24.06%) Homeowner's exemption	$195,323 (+9.85%)	$272,000 (+12.16%) Building $272,000
2022	$2,249.00 Homeowner's exemption Veteran's exemption	$177,814	$242,500 Building $242,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11927 Surfbird Cir, Unit 12E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 105 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	105 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11927 Surfbird Cir, Unit 12E is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

May also be available: Hotwire Communications, Xfinity.

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