11927 Ave Marcella, El Cajon, CA 92019 Property Records

San Diego County property record for 11927 Ave Marcella, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,491 sqft · built 1987
Lot Size	0.89 acres (3,894 sqft)
Owner	2 Individual Names on File
Last Sale	$179,500 (Jul 1997)
Tax Bill	$4,257 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Sep 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`502-225-36-00`

Property Details

APN / Parcel Number

Primary APN	`502-225-36-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,491 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	3,894 sqft (0.89 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	11927 AVENIDA MARCELLA
City	EL CAJON
State	CA
Zip	92019-4043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 596 TR 011260
Legal Subdivision	COUNTY/SAN DIEGO #4032 2
Legal Tract	011260
Legal Block	1
Legal Lot Number	596
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	13608

Owner

11927 Ave Marcella is owned and occupied by two individuals who bought it in July 1997.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11927 AVENIDA MARCELLA, EL CAJON, CA 92019-4043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE
Sep 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERICAN INTERNET MORTGAGE INC
Apr 24, 2019	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 1997 · Amount on File
Deed Sale	Jul 28, 1997 · Amount on File
Prior Sale	Dec 5, 1991 · Amount on File
Deed Document Number	1997358467
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 3, 2026
Property Address	11927 AVENIDA MARCELLA, EL CAJON, CA 92019-4043
Document Number	0000092226
Instrument Date	Mar 26, 2026
Instrument	202692226
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	11927 AVENIDA MARCELLA, EL CAJON, CA 92019-4043

Mortgage

Document Number	0000092226,
Date	Apr 3, 2026
Instrument	202692226

Lender

Name	AMERICAN INTERNET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11927 AVENIDA MARCELLA, EL CAJON, CA 92019-4043
Transaction Type	Mortgage
Record Updated	Oct 5, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11927 AVENIDA MARCELLA, EL CAJON, CA 92019-4043

Mortgage

Document Number	0000260226
Date	Sep 26, 2023
Instrument	2023-0260226

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2038

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11927 AVENIDA MARCELLA, EL CAJON, CA 92019-4043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149240
Date	Apr 24, 2019
Instrument	2019-0149240

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 30, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11927 AVENIDA MARCELLA, EL CAJON, CA 92019-4043
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11927 AVENIDA MARCELLA, EL CAJON, CA 92019-4043

Mortgage

Document Number	0000589902
Date	Oct 1, 2020
Instrument	2020-0589902

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11927 Ave Marcella was $4,257 with a homeowner's exemption, up 1.7% from the year before.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$291,506 (+2%) Land $126,052 Building $165,454
2025	$4,257.00 (+1.72%) Homeowner's exemption	$285,791 Land $123,581 Building $162,210
2024	$4,185.00 (+3%)
2023	$4,063.00 (+2.39%) Homeowner's exemption	$274,695 Land $118,783 Building $155,912
2022	$3,968.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11927 Ave Marcella in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11927 Ave Marcella is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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