Harrison County property record for 11925 River Estates Cir, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 3,175 sqft · built 1993 |
| Owner | Individual Name on File |
| Tax Bill | $2,976 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2019 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1108J-01-001.022 |
| Primary APN | 1108J-01-001.022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 3,175 sqft Adjusted Area |
| 1st Floor Area | 2,668 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Pool Area | 1,488 sqft |
| Utility Building | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 102919 |
|---|---|
| Street Address | 11925 RIVER ESTATES CIR |
| City | BILOXI |
| State | MS |
| Zip | 39532-8601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 RIVER OAKS ESTATES PH III |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 10 |
| Legal Subdivision | RIVER OAKS ESTATES PH III |
| Legal Phase | 21 |
| Legal Lot Number | 4 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 3407 |
11925 River Estates Cir is owned and occupied by an individual who acquired it in January 2021.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 3716, GULFPORT, MS 39505-3716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GULF SOUTH MORTGAGE LLC |
| Aug 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Nov 16, 2018 | Deed of Trust, Mortgage GULF SOUTH MORTGAGE LLC |
| Jan 4, 2021 | Warranty Deed, Transfer |
| Aug 9, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 4, 2021 |
| Deed Sale | Jan 4, 2021 |
| Prior Sale | Aug 9, 2019 |
| Deed Document Number | 2021-0000013-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 11925 RIVER ESTATES CIR, BILOXI, MS 39532-8601 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Title Company | NOT AVAILABLE, PILGER TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 20210000026TJ2 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 2021-0000026-T-J2 |
| Name | GULF SOUTH MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 11925 RIVER ESTATES CIR, BILOXI, MS 39532-8601 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20192383TJ2 |
|---|---|
| Date | Aug 9, 2019 |
| Instrument | 2019-2383-T-J2 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 11925 RIVER ESTATES CIR, BILOXI, MS 39532-8601 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20180003397TJ2 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 2018-0003397-T-J2 |
| Name | GULF SOUTH MORTGAGE LLC |
|---|---|
| Address | GULFPORT, MS 39503 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jan 4, 2021 |
| Property Address | 11925 RIVER ESTATES CIR, BILOXI, MS 39532-8601 |
| Document Number | 20210000013DJ2 |
| Map Reference | PB 12 PG 10 |
| Instrument Date | Dec 28, 2020 |
| Instrument | 2021-0000013-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4598 ASHWORTH PL, 4598, DOUGLASVILLE, GA 30135-7607 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 3716, GULFPORT, MS 39505-3716 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Aug 9, 2019 |
| Property Address | 11925 RIVER ESTATES CIR, BILOXI, MS 39532-8601 |
| Document Number | 20192308DJ2 |
| Map Reference | PB 12 PG 10 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 2019-2308-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 9695, PANAMA CITY BEACH, FL 32417-9695 |
| Name | Verified Name |
|---|---|
| Address | 11925 RIVER ESTATES CIR, BILOXI, MS 39532-8601 |
The 2025 property tax bill for 11925 River Estates Cir was $2,976 with exemptions applied, up 32.7% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Harrison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,976.00 (+32.68%) Homeowner's exemption Disabled Person's exemption | $28,427 | $284,266 Land $29,670 Building $254,596 |
| 2024 | $2,243.00 (+2%) | ||
| 2023 | $2,199.00 (-41.7%) Homeowner's exemption Disabled Person's exemption | $21,612 | $216,116 Land $29,670 Building $186,446 |
| 2022 | $3,772.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11925 River Estates Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 15.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 243 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 243 in force |
| Nearby Flood Claims | 12 (2005–2026) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11925 River Estates Cir is high, ranking above 79% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 95% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CoastConnect Fiber | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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