Cole County property record for 11923 Schulte Ln, Saint Thomas, MO 65076
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,870 sqft · built 2014 |
| Lot Size | 32 acres (1,396,969 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,600 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-01-02-0000-001-005 |
| Primary APN | 19-01-02-0000-001-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,870 sqft Living Area |
| 1st Floor Area | 1,870 sqft |
| Basement Area | 1,870 sqft |
| Unfinished Basement | 1,870 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,396,969 sqft (32 acres) |
| Garage Type | Basement |
| Garage Area | 1,200 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 11923 SCHULTE LN |
|---|---|
| City | SAINT THOMAS |
| State | MO |
| Zip | 65076-2012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SCHULTE LOT 1; ALSO PT W 1/2 SW QTR |
| Legal Range | 12W |
| Legal Township | 42N |
| Legal Section | 02 |
| Legal Subdivision | SCHULTE |
| Legal Lot Number | 1 |
| Jurisdiction | COLE MO |
| Township / Civil Division | OSAGE |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 20200 |
11923 Schulte Ln, a rural home, is owned and occupied by two individuals who acquired it in October 2025.
Source: Cole County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11923 SCHULTE LN, SAINT THOMAS, MO 65076-2012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 27, 2025 |
| Transfer Doc | 0000009196 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLE MO |
| Property Address | 11923 SCHULTE LN, SAINT THOMAS, MO 65076-2012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 695/914 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 695/914 |
| Instrument | 201901352 |
| Name | CENTRAL TRUST BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Mar 1, 2039 |
The 2025 property tax bill for 11923 Schulte Ln was $2,600.
Source: Cole County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cole County |
| Unified School District | Blair Oaks R-II School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,620 (+5.02%) Land $3,220 Building $42,400 | ||
| 2025 | $2,600.00 | $43,440 Land $3,080 Building $40,360 | $241,200 Land $18,200 Building $223,000 |
| 2023 | $43,440 Land $3,080 Building $40,360 | $229,900 Land $17,500 Building $212,400 | |
| 2022 | $2,262.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11923 Schulte Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Sep 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11923 Schulte Ln is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 67% of Missouri |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLE COUNTY PWSD 5 serves 350 people · EPA ID MO3024164 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 15 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| FireServe Fixed Wireless · not low latency | 100 / 50 |
| Mediacom Xtream Fixed Wireless | 100 / 20 |
May also be available: Brightspeed.
5G and 4G LTE (outdoors only)
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