11920 Spring Dr, Saint Louis, MO 63131 Property Records

St. Louis County property record for 11920 Spring Dr, Saint Louis, MO 63131

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,208 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$543,000 (Apr 2021)
Tax Bill	$7,246 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21N-44-1380`

Property Details

APN / Parcel Number

Primary APN	`21N-44-1380`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,208 sqft Living Area
Gross Area	4,794 sqft
1st Floor Area	624 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	62 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Stoop
Patio Area	80 sqft
Poultry House	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11920 SPRING DR
City	SAINT LOUIS
State	MO
Zip	63131-3210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	16RSING
Legal Description	CRYSTAL SPRING LAKE PARK & LOT PT 5 LOT 6
Legal Subdivision	CRYSTAL SPRING LAKE PARK
Legal Block	14
Legal Lot Number	6
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	3
Census Block	3033
Census Tract	217600

Owner

11920 Spring Dr is owned and occupied by two individuals who bought it in April 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11920 SPRING DR, SAINT LOUIS, MO 63131-3210
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2021 · Amount on File
Deed Sale	Apr 22, 2021 · Amount on File
Prior Sale	Jun 13, 2006 · Amount on File
Deed Document Number	2021406
Deed Book / Page	24816 / 2572
Prior Transfer Date	May 24, 2006
Prior Transfer Doc	0171931356
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 22, 2021
Property Address	11920 SPRING DR, SAINT LOUIS, MO 63131-3210
Document Number	0248162572
Book / Page	24816 / 2572
Map Reference	MB 18 PG 3
Instrument Date	Apr 15, 2021
Instrument	2021042200406
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	US TITLE-MAIN, US TITLE MAIN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1996 ANNANDALE WAY, 1996, FULLERTON, CA 92831-1255

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11920 SPRING DR, SAINT LOUIS, MO 63131-3210

Mortgage

Document Number	2021042200407
Date	Apr 22, 2021
Instrument	2021042200407

Lender

Name	F&B ACQUISITION GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 11920 Spring Dr was $7,246, down 7.9% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Crystal Lake Park City
County	St. Louis County
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,400 (-) Land $35,660 Building $79,740	$607,400 (-) Land $187,700 Building $419,700
2025	$7,246.00 (-7.87%)	$115,400 Land $35,660 Building $79,740	$607,400 Land $187,700 Building $419,700
2024	$7,865.00 (+0.17%)
2023	$7,852.00	$122,610 Land $29,170 Building $93,440	$645,300 Land $153,500 Building $491,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11920 Spring Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	28 (1978–2022)
Claims Outside the SFHA	8 of 28
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11920 Spring Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20