1192 Tracy Ln, Petoskey, MI 49770 Property Records

Emmet County property record for 1192 Tracy Ln, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Lot Size	1.12 acres (49,167 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Sep 2019)
Tax Bill	$4,905 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-18-23-301-117`

Property Details

APN / Parcel Number

Primary APN	`13-18-23-301-117`

Exterior

Architectural Style	Condo/Apartment
Lot Area	49,167 sqft

Location & Zoning

Street Address	1192 TRACY LN
City	PETOSKEY
State	MI
Zip	49770-8539
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RT FF
Legal Description	KALCHIK ESTATES CONDO, UNIT 17. PLAN #94. SECTION 23, T34N, R6W
Legal Range	06W
Legal Township	34N
Legal Section	23
Legal Subdivision	KALCHIK ESTATES
Legal Unit	17
Jurisdiction	EMMET MI
Township / Civil Division	RESORT
Census Block Group	4
Census Block	4019
Census Tract	970600

Owner

1192 Tracy Ln, a condominium, is owned and occupied by an individual who acquired it in July 2020.

Source: Emmet County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1192 TRACY LN, PETOSKEY, MI 49770-8539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS
Jul 9, 2020	Quit Claim Deed, Transfer Quitclaim
Sep 6, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2019 · Amount on File
Deed Sale	Sep 6, 2019 · Amount on File
Deed Document Number	20195167852
Deed Book / Page	1214 / 933
Last Transfer Date	Jul 8, 2020
Transfer Doc	1222/906
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	1192 TRACY LN, PETOSKEY, MI 49770-8539
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1192 TRACY LN, PETOSKEY, MI 49770-8539

Mortgage

Document Number	0000001223/0000000635
Date	Aug 3, 2020
Book Page	0000001223/0000000635
Instrument	5176578

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jan 1, 2047

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jul 9, 2020
Property Address	1192 TRACY LN, PETOSKEY, MI 49770-8539
Document Number	1222/906
Book / Page	1222 / 906
Instrument Date	Jul 8, 2020
Instrument	5175848
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1192 TRACY LN, PETOSKEY, MI 49770-8539

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Sep 6, 2019
Property Address	1192 TRACY LN, PETOSKEY, MI 49770-8539
Document Number	1214/933
Book / Page	1214 / 933
Instrument Date	Aug 16, 2019
Instrument	5167852
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	TALON GROUP

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14445 SUMMERSIDE ST, LIVONIA, MI 48154-4535

Mortgage

Document Number	5167853
Date	Sep 6, 2019
Instrument	5167853

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Mortgage

Document Number	001214/933
Date	Sep 6, 2019
Book Page	1214/933
Instrument	5167852

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Resort Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,000 (+4.05%) Land $334,000	$668,000 (+4.05%) Land $668,000
2025		$321,000 Land $321,000	$642,000 Land $642,000
2024	$4,905.00
2023		$298,900 Land $298,900	$597,800 Land $597,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1192 Tracy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1192 Tracy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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