Oakland County property record for 1192 Smith Ave, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,830 sqft · built 2016 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Trust Name on File |
| Last Sale | $699,900 (Mar 2017) |
| Tax Bill | $14,643 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-31-357-003 |
| Primary APN | 08-20-31-357-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 3 Stories |
| Building Area | 2,830 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Basement Area | 1,074 sqft |
| Unfinished Basement | 1,074 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Area | 392 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 38 sqft |
| Deck Area | 20 sqft |
| Patio Area | 20 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1192 SMITH AVE |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-2031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R11E, SEC 31 LEINBACH-HUMPHREY'S WOODWARD AVE SUB LOT 817 |
| Legal Range | 11E |
| Legal Township | 02N |
| Legal Section | 31 |
| Legal Subdivision | LEINBACH-HUMPHREY'S WOODWARD AVE SUB |
| Legal Lot Number | 817 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 153300 |
1192 Smith Ave is owner-occupied and held in a trust since March 2017.
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1192 SMITH AVE, BIRMINGHAM, MI 48009-2031 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Mar 16, 2017 | Deed of Trust, Mortgage · ARM CHEMICAL BANK |
| Mar 10, 2017 | Warranty Deed, Transfer REPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TITLE AGCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2017 · Amount on File |
| Deed Sale | Mar 10, 2017 · Amount on File |
| Prior Sale | Jul 1, 2015 · Amount on File |
| Deed Document Number | 201744920 |
| Deed Book / Page | 50460 / 523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1192 SMITH AVE, BIRMINGHAM, MI 48009-2031 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | CRISLO TITLE COMPANY, CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1192 SMITH AVE, BIRMINGHAM, MI 48009-2031 |
| Document Number | 0000205824 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 56744/379 |
| Instrument | 205824 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1192 SMITH AVE, BIRMINGHAM, MI 48009-2031 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Title Company | INTERSTATE TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000049127 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 50474/00870 |
| Instrument | 049127 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5% |
| Index | 1-Year CMT |
| Max Rate | 8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 10, 2017 |
| Property Address | 1192 SMITH AVE, BIRMINGHAM, MI 48009-2031 |
| Document Number | 0000044920 |
| Book / Page | 050460 / 000523 |
| Instrument Date | Mar 6, 2017 |
| Instrument | 44920 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2017 |
| Title Company | REPUTATION FIRST TITLE AGENCY, REPUTATION FIRST TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Tax | $6,019.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1045 WESTCHESTER WAY BIRMINGHAM MI 480092951, BIRMINGHAM, MI 48009-2951 |
The 2025 property tax bill for 1192 Smith Ave was $14,643 with a homeowner's exemption, down 9.8% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,643.00 (-9.78%) Homeowner's exemption | $511,340 | $1,022,680 |
| 2024 | $16,230.00 | ||
| 2023 | $425,500 | $851,000 | |
| 2021 | $14,850.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1192 Smith Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1192 Smith Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures