1192 Richman Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 1192 Richman Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,694 sqft · built 2001
Lot Size	10.1 acres (440,000 sqft)
Owner	Individual Name on Record
Tax Bill	$3,677 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-020-4003-100`

Property Details

APN / Parcel Number

Primary APN	`74-25-020-4003-100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,694 sqft Living Area
1st Floor Area	1,694 sqft
Basement Area	1,694 sqft
Unfinished Basement	1,680 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	440,000 sqft (10.1 acres)
Lot Dimensions	1,329 ft deep x 331 ft wide
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1192 RICHMAN RD
City	KIMBALL
State	MI
Zip	48074-2815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	S 331' OF N 662' OF W 1/2 OF SW 1/4 SEC 20 T6N R16E 10.1 A
Legal Range	16E
Legal Township	06N
Legal Section	20
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	2
Census Block	2026
Census Tract	634100

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1192 RICHMAN RD, KIMBALL, MI 48074-2815
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK EASTERN MICHIGAN
Nov 9, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Dec 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Sep 1, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/ESTN MI

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 11, 2013
Transfer Doc	004395/906
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1192 RICHMAN RD, KIMBALL, MI 48074-2815
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1192 RICHMAN RD, KIMBALL, MI 48074-2815

Mortgage

Document Number	0005861802
Date	Oct 17, 2025
Book Page	5861/802
Instrument	2025019741

Lender

Name	FIFTH THIRD BANK EASTERN MICHIGAN
Type	Bank
Address	1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1192 RICHMAN RD, KIMBALL, MI 48074-2815
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1192 RICHMAN RD, KIMBALL, MI 48074-2815

Mortgage

Document Number	0005669800
Date	Nov 9, 2023
Book Page	5669/800
Instrument	2023019961

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1192 RICHMAN RD, KIMBALL, MI 48074-2815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1192 RICHMAN RD, KIMBALL, MI 48074-2815

Mortgage

Document Number	0053050476
Date	Jan 21, 2021
Book Page	5305/476
Instrument	2021001874

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1192 RICHMAN RD, KIMBALL, MI 48074-2815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050140115
Date	Dec 6, 2018
Book Page	5014/115
Instrument	2018026830

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	1192 RICHMAN RD, KIMBALL, MI 48074-2815
Document Number	0048690977
Book / Page	004869 / 000977
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1192 RICHMAN RD KIMBALL MI 480742815, KIMBALL, MI 48074-2815

Mortgage

Document Number	0048690977
Date	Sep 18, 2017
Book Page	004869/000977

Lender

Name	FIFTH THIRD BK/ESTN MI
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,300 (+10.61%)	$404,600 (+10.61%)
2025	$3,677.00 (+3.11%) Homeowner's exemption	$182,900 (+14.17%)
2024	$3,566.00 (+10.2%)		$365,800 (+14.17%)
2023		$160,200
2022	$3,236.00		$320,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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