Anne Arundel County property record for 1192 Oak Ave, Shady Side, MD 20764
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,224 sqft · built 1988 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $449,950 (Oct 2025) |
| Tax Bill | $4,419 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Aug 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-155-90053469 |
| Primary APN | 07-155-90053469 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,224 sqft Living Area |
| Gross Area | 1,512 sqft |
| 1st Floor Area | 612 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 40 sqft |
| Deck Area | 156 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Account Number | 15590053469 |
|---|---|
| Street Address | 1192 OAK AVE |
| City | SHADY SIDE |
| State | MD |
| Zip | 20764-9526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 4 E HLF LT 5 BK12 CEDARHURST ON THE BAY |
| Legal Subdivision | CEDARHURST ON THE BAY |
| Legal Block | 12 |
| Legal Lot Number | 4 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 707001 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1192 OAK AVE, SHADY SIDE, MD 20764-9526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Oct 26, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Oct 21, 2025 | Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| May 7, 2018 | Deed of Trust, Mortgage · Conventional with PMI BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2025 · Amount on Record |
| Deed Sale | Oct 21, 2025 · Amount on Record |
| Prior Sale | Sep 10, 2015 · Amount on Record |
| Deed Book / Page | 41750 / 221 |
| Transfer Doc | 0083680245 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1192 OAK AVE, SHADY SIDE, MD 20764-9526 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1192 OAK AVE, SHADY SIDE, MD 20764-9526 |
| Document Number | 0400240356 |
|---|---|
| Date | Oct 26, 2023 |
| Book Page | 40024/356 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | JOHNSTON, RI 02919 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1192 OAK AVE, SHADY SIDE, MD 20764-9526 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | VELOCITY NATIONAL TITLE COMPANY, VELOCITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0374240246 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 37424/246 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 21, 2025 |
| Property Address | 1192 OAK AVE, SHADY SIDE, MD 20764-9526 |
| Document Number | 0417500221 |
| Book / Page | 41750 / 221 |
| Map Reference | MB 15 PG 11 |
| Instrument Date | Oct 16, 2025 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | HOME FIRST TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,249.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1192 OAK AVE, SHADY SIDE, MD 20764-9526 |
| Document Number | 0041750227 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 41750/227 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1192 OAK AVE, SHADY SIDE, MD 20764-9526 |
| Document Number | 0321090496 |
| Instrument Date | May 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2018 |
| Title Company | BB AND T ML POST CLOSING |
| Name | Verified Name |
|---|---|
| Address | 1192 OAK AVE SHADY SIDE MD 207649526, SHADY SIDE, MD 20764-9526 |
| Document Number | 0321090496 |
|---|---|
| Date | May 15, 2018 |
| Book Page | 032109/000496 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2048 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $313,200 (+5.57%) Land $136,100 Building $177,100 | $313,200 (-) Land $136,100 Building $177,100 | |
| 2025 | $4,419.00 (+5.29%) | $296,667 (+12.54%) | $313,200 (+18.82%) Land $136,100 Building $177,100 |
| 2024 | $4,197.00 (+45.83%) | ||
| 2023 | $2,878.00 | $263,600 Land $136,100 Building $127,500 | $263,600 Land $136,100 Building $127,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 250 policies |
| Nearby Flood Policies | 250 in force |
| Nearby Flood Claims | 200 (1979–2024) |
| Claims Outside the SFHA | 35 of 200 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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