1192 Karnes Ave, Defiance, OH 43512 Property Records

Defiance County property record for 1192 Karnes Ave, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1954
Lot Size	0.207 acres (8,999 sqft)
Owner	Individual Name on File
Last Sale	$127,000 (Apr 2024)
Tax Bill	$957 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B014165002100`

Property Details

APN / Parcel Number

Primary APN	`B014165002100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	2,032 sqft
1st Floor Area	936 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1970
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1192 KARNES AVE
City	DEFIANCE
State	OH
Zip	43512-3022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	C P STARKS FIRST ADD LOT 10
Legal Subdivision	C P STARKS ADD 1
Legal Lot Number	10
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	3
Census Block	3011
Census Tract	958800

Owner

1192 Karnes Ave is owned and occupied by an individual who bought it in April 2024.

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1192 KARNES AVE, DEFIANCE, OH 43512-3022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2024 · Amount on File
Deed Sale	Apr 8, 2024 · Amount on File
Prior Sale	Oct 7, 2016 · Amount on File
Deed Document Number	20241096
Deed Book / Page	463 / 1175
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Apr 8, 2024
Property Address	1192 KARNES AVE, DEFIANCE, OH 43512-3022
Document Number	00463/1175
Book / Page	463 / 1175
Instrument Date	Apr 5, 2024
Instrument	202400001096
Transaction Type	Transfer
Record Updated	May 2, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1192 KARNES AVE, DEFIANCE, OH 43512-3022

Mortgage

Document Number	202400001097
Date	Apr 8, 2024
Instrument	202400001097

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 1192 Karnes Ave was $957.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$957.00	$24,510 (-) Land $2,840 Building $21,670
2024	$957.00 (+3.8%)	$24,510 (-) Land $2,840 Building $21,670	$70,020 (-0.01%) Land $8,100 Building $61,920
2023	$922.00 (+24.76%)	$24,510 (+38.95%) Land $2,840 Building $21,670	$70,028 Land $8,114 Building $61,914
2022	$739.00	$17,640 Land $2,840 Building $14,800
2020			$50,390 Land $8,100 Building $42,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1192 Karnes Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1192 Karnes Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20