Shiawassee County property record for 1192 Grover St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,120 sqft · built 1925 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Last Sale | $46,000 (Nov 2003) |
| Tax Bill | $993 (2025) |
| Deeds & Mortgages | Aug 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 007-19-200-026-005 |
| Primary APN | 007-19-200-026-005 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Heated Area |
| 1st Floor Area | 940 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 116 ft deep x 103 ft wide |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1192 GROVER ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF THE NE 14 OF THE NE 14 OF SEC 19 T7N-R3E CALEDONIA TWP SHIAWASSEE COUNTY MI DESC AS BEG AT A PT THAT IS S00DEG06'23!W O |
| Legal Range | 03E |
| Legal Township | 07N |
| Legal Section | 19 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | CALEDONIA |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 31600 |
1192 Grover St is owned and occupied by an individual who acquired it in August 2005.
Source: Shiawassee County records, as of July 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1192 GROVER ST, OWOSSO, MI 48867-3200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2003 · Amount on File |
| Deed Sale | Nov 14, 2003 · Amount on File |
| Deed Document Number | 20033112273 |
| Deed Book / Page | 1050 / 712 |
| Last Transfer Date | Aug 22, 2005 |
| Transfer Doc | 0010840605 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Aug 8, 2019 |
| Property Address | 1192 GROVER ST, OWOSSO, MI 48867-3200 |
| Document Number | 0012590803 |
| Book / Page | 001259 / 000803 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 3323368 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2019 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2998 GRAND RIVER RD BANCROFT MI 484149731, BANCROFT, MI 48414-9731 |
| Document Number | 12590804 |
|---|---|
| Date | Aug 8, 2019 |
| Book Page | 001259/000804 |
| Instrument | 3323369 |
| Name | PFCU |
|---|---|
| Address | PORTLAND, MI 48875 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 7, 2049 |
The 2025 property tax bill for 1192 Grover St was $993 with a homeowner's exemption, up 8.5% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| County Subdivision | Caledonia Charter Township |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,100 (+5.03%) | $100,200 (+5.03%) | |
| 2025 | $993.00 (+8.52%) Homeowner's exemption | $47,700 | $95,400 |
| 2024 | $915.00 | ||
| 2023 | $915.00 Homeowner's exemption | $39,100 | $78,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1192 Grover St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 18 (1981–2026) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1192 Grover St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: DayStarr.
5G (outdoors only) and 4G LTE
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