1192 Forest Brook Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1192 Forest Brook Dr, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,906 sqft · built 2016
Lot Size	0.422 acres (18,382 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Oct 2017)
Tax Bill	$8,263 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-2200-0009-00-0`

Property Details

APN / Parcel Number

Primary APN	`12-2200-0009-00-0`
Alternative APN	`11-12-2200-0009-00-0`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,906 sqft Living Area
1st Floor Area	2,230 sqft
Basement Area	1,618 sqft
Unfinished Basement	1,618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	18,382 sqft (0.422 acres)
Lot Dimensions	183 ft deep x 100 ft wide
Garage Area	950 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1192 FOREST BROOK DR
City	SAINT JOSEPH
State	MI
Zip	49085-8737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	LOT 9 FOREST BROOK
Legal Subdivision	FOREST BROOK
Legal Lot Number	9
Legal Unit	9
Jurisdiction	BERRIEN MI
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2001
Census Tract	1700

Owner

1192 Forest Brook Dr is owned and occupied by an individual who bought it in October 2017.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1192 FOREST BROOK DR, SAINT JOSEPH, MI 49085-8737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOTRE DAME FCU
Jul 29, 2020	Intrafamily Transfer, Transfer
Oct 27, 2017	Warranty Deed, Transfer · Conventional Mortgage NOTRE DAME FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2017 · Amount on File
Deed Sale	Oct 27, 2017 · Amount on File
Prior Sale	Feb 10, 2016 · Amount on File
Deed Document Number	20173187-2639
Deed Book / Page	3187 / 2639
Transfer Doc	003284/695
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1192 FOREST BROOK DR, SAINT JOSEPH, MI 49085-8737
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03282/2368
Date	Jul 15, 2020
Book Page	3282/2368

Lender

Name	NOTRE DAME FCU
Type	Credit Union
Address	NOTRE DAME, IN 46556

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2050

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jul 29, 2020
Property Address	1192 FOREST BROOK DR, SAINT JOSEPH, MI 49085-8737
Document Number	003284/695
Book / Page	3284 / 695
Map Reference	LB 27 PG 18
Instrument Date	May 12, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1192 FOREST BROOK DR, SAINT JOSEPH, MI 49085-8737

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Oct 27, 2017
Property Address	1192 FOREST BROOK DR, SAINT JOSEPH, MI 49085-8737
Document Number	03187/2639
Book / Page	3187 / 2639
Map Reference	LB27 PG18
Instrument Date	Oct 20, 2017
Instrument	3187-2639
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1192 FOREST BROOK DR, SAINT JOSEPH, MI 49085-8737

Mortgage

Document Number	0031872640
Date	Oct 27, 2017
Instrument	3187-2640

Lender

Name	NOTRE DAME FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1192 Forest Brook Dr was $8,263 with a homeowner's exemption, up 3.6% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Lincoln Charter Township
Unified School District	Lakeshore School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,000 (+4.22%)	$726,000 (+4.22%)
2025	$8,263.00 (+3.56%) Homeowner's exemption	$348,300	$696,600
2024	$7,979.00
2023		$280,300	$560,600
2022	$7,212.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1192 Forest Brook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1192 Forest Brook Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Surf Internet.

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