1192 Flat Stone Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 1192 Flat Stone Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,487 sqft · built 2004
Lot Size	0.212 acres (9,240 sqft)
Owner	Individual Name on File
Last Sale	$209,000 (Jul 2017)
Tax Bill	$1,291 (2025)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`083112O A 03300`

Property Details

APN / Parcel Number

Primary APN	`083112O A 03300`
Alternative APN	`112O A 03300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,487 sqft Living Area
Gross Area	1,973 sqft
1st Floor Area	1,487 sqft
Basement Area	1,487 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,240 sqft (0.212 acres)
Lot Dimensions	210 ft deep x 44.1 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	800 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1192 FLAT STONE DR
City	GALLATIN
State	TN
Zip	37066-4668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 20 PAGE: 331 BLOCK: LOT: 25 SUBD: STONEHEDGE PH 2
Legal Subdivision	STONEHEDGE PH 2
Legal Lot Number	25
Jurisdiction	SUMNER TN
Township / Civil Division	5
Census Block Group	2
Census Block	2027
Census Tract	20700

Owner

1192 Flat Stone Dr is owned and occupied by an individual who bought it in July 2017.

Source: Sumner County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1192 FLAT STONE DR, GALLATIN, TN 37066-4668
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2017 · Amount on File
Deed Sale	Jul 14, 2017 · Amount on File
Prior Sale	Nov 20, 2015 · Amount on File
Deed Document Number	20171201543
Deed Book / Page	4569 / 249
Record Updated	Oct 29, 2026

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMNER TN
Recording Date	Jul 14, 2017
Property Address	1192 FLAT STONE DR, GALLATIN, TN 37066-4668
Document Number	0045690249
Book / Page	4569 / 249
Map Reference	MB 20 PG 331-333
Instrument Date	Jun 30, 2017
Instrument	1201543
Transaction Type	Transfer
Record Updated	Oct 7, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$773.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1192 FLAT STONE DR, GALLATIN, TN 37066-4668

Mortgage

Document Number	1201544
Date	Jul 14, 2017
Instrument	1201544

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1192 Flat Stone Dr was $1,291.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,291.00	$90,850 Land $22,500 Building $68,350
2024			$363,400 Land $90,000 Building $273,400
2023	$1,815.00 (-0.33%)	$59,475 (-) Land $22,250 Building $37,225
2022	$1,821.00	$59,475 Land $22,250 Building $37,225
2021			$237,900 Land $89,000 Building $148,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1192 Flat Stone Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	16 (1978–2016)
Claims Outside the SFHA	7 of 16
Most Recent Claim	Jul 2016 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1192 Flat Stone Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20