Garrett County property record for 1192 Dilly Rd, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,400 sqft · built 2004 |
| Lot Size | 2.87 acres (125,017 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,815 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-035419 |
| Primary APN | 14-035419 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,400 sqft Total Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 125,017 sqft (2.87 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 556 sqft |
| Deck Area | 104 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 035419 |
|---|---|
| Street Address | 1192 DILLY RD |
| City | OAKLAND |
| State | MD |
| Zip | 21550-3028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.87 AC E/S DILLY RD CRELLIN |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 14, WEST OAKLAND |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 601 |
Source: Garrett County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1192 DILLY RD, OAKLAND, MD 21550-3028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 8, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WEPCO FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2003 |
| Deed Sale | Jun 30, 2003 |
| Deed Document Number | 20032187 |
| Deed Book / Page | 979 / 313 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1192 DILLY RD, OAKLAND, MD 21550-3028 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0024300165 |
|---|---|
| Date | Jul 8, 2022 |
| Book Page | 2430/165 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | May 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1192 DILLY RD, OAKLAND, MD 21550-3028 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020320471 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 2032/0471 |
| Instrument | 2032-0471 |
| Name | WEPCO FCU |
|---|---|
| Type | Credit Union |
| Address | BLOOMINGTON, MD 21523 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 28, 2037 |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,815.00 (+0.28%) Homeowner's exemption | $191,733 (+2.42%) | $200,800 (+7.26%) Land $30,800 Building $170,000 |
| 2025 | $1,810.00 (+3.67%) Homeowner's exemption | $187,200 (+13.92%) Land $30,800 Building $156,400 | $187,200 (-) Land $30,800 Building $156,400 |
| 2023 | $1,746.00 Homeowner's exemption | $164,333 | $187,200 Land $30,800 Building $156,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Glo Fiber Cable | 1,000 / 50 |
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
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