1192 Bells Mill Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 1192 Bells Mill Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,453 sqft · built 1995
Lot Size	0.422 acres (18,382 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jun 2021)
Tax Bill	$3,838 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
APN	`0471000000040`

Property Details

APN / Parcel Number

Primary APN	`0471000000040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,453 sqft Living Area
1st Floor Area	1,453 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,382 sqft (0.422 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	315 sqft
Parking Spaces	1 Parking Space
Pool Area	512 sqft
Porch	Slab
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1192 BELLS MILL RD
City	CHESAPEAKE
State	VA
Zip	23322-7022
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	NR BELLS MILL
Legal Subdivision	BELLS MILL MISC MAPS 046, 047
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	2
Census Block	2001
Census Tract	21005

Owner

1192 Bells Mill Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1192 BELLS MILL RD, CHESAPEAKE, VA 23322-7022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2021 · Amount on File
Deed Sale	Jun 28, 2021 · Amount on File
Deed Document Number	202129390
Deed Book / Page	10398 / 1219
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jun 28, 2021
Property Address	1192 BELLS MILL RD, CHESAPEAKE, VA 23322-7022
Document Number	10398/1219
Book / Page	10398 / 1219
Instrument Date	Jun 25, 2021
Instrument	210029390
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	NOT AVAILABLE, CARDINAL BAY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1192 BELLS MILL RD, CHESAPEAKE, VA 23322-7022

Mortgage

Document Number	210029391
Date	Jun 28, 2021
Instrument	210029391

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1192 Bells Mill Rd was $3,838.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,000 (+8.95%) Land $180,000 Building $234,000	$414,000 (+8.95%) Land $180,000 Building $234,000
2025	$3,838.00	$380,000 Land $160,000 Building $220,000	$380,000 Land $160,000 Building $220,000
2023		$367,400 (+14.6%) Land $140,000 Building $227,400	$367,400 (+14.6%) Land $140,000 Building $227,400
2022		$320,600 Land $125,000 Building $195,600	$320,600 Land $125,000 Building $195,600
2019	$2,549.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1192 Bells Mill Rd; there have been 63 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 253 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	253 in force
Nearby Flood Claims	63 (1978–2016)
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 9 claims Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1192 Bells Mill Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20