Orange County property record for 11918 Perspective Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,343 sqft · built 2017 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Aug 2017) |
| Tax Bill | $7,480 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-23-27-9169-01-280 |
| Primary APN | 36-23-27-9169-01-280 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,343 sqft Living Area |
| Gross Area | 4,574 sqft |
| 1st Floor Area | 1,599 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Attached |
| Garage Area | 502 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 347 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 11918 PERSPECTIVE DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-6511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | WINDERMERE TRAILS PHASE 4A 84/70 LOT 128 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 36 |
| Legal Subdivision | WINDERMERE TRAILS PH 4A |
| Legal Phase | 4A |
| Legal Tract | 9169 |
| Legal Block | 1 |
| Legal Lot Number | 128 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 3 |
| Census Block | 3081 |
| Census Tract | 17112 |
11918 Perspective Dr is owned and occupied by two individuals who bought it in August 2017.
Source: Orange County records, as of May 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11918 PERSPECTIVE DR, WINDERMERE, FL 34786-6511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY MTG GRP |
| Aug 2, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2017 · Amount on File |
| Deed Sale | Aug 2, 2017 · Amount on File |
| Deed Document Number | 2017428626 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Sep 9, 2026 |
| Property Address | 11918 PERSPECTIVE DR, WINDERMERE, FL 34786-6511 |
| Document Number | 0000500679 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 2026500679 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 11918 PERSPECTIVE DR, WINDERMERE, FL 34786-6511 |
| Document Number | 0000500679, |
|---|---|
| Date | Sep 9, 2026 |
| Instrument | 2026500679 |
| Name | PNC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 11918 PERSPECTIVE DR, WINDERMERE, FL 34786-6511 |
| Document Number | 0000619567 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11918 PERSPECTIVE DR WINDERMERE FL 347866511, WINDERMERE, FL 34786-6511 |
| Document Number | 0000619567 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 619567 |
| Name | GATEWAY MTG GRP |
|---|---|
| Address | JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Aug 2, 2017 |
| Property Address | 11918 PERSPECTIVE DR, WINDERMERE, FL 34786-6511 |
| Document Number | 0000428626 |
| Map Reference | MB 84 PG 70 |
| Instrument Date | Jul 28, 2017 |
| Instrument | 20170428626 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 MAITLAND CENTER PKWY, 2600, MAITLAND, FL 32751-7221 |
| Name | Verified Name |
|---|---|
| Address | 11918 PERSPECTIVE DR, WINDERMERE, FL 34786-6511 |
| Document Number | 0000428627 |
|---|---|
| Date | Aug 2, 2017 |
| Instrument | 20170428627 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
The 2025 property tax bill for 11918 Perspective Dr was $7,480, up 4.5% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $478,815 (+2.7%) | $700,550 (-1.19%) Land $120,000 Building $580,550 | |
| 2025 | $7,480.00 (+4.48%) Homeowner's exemption | $466,227 | $709,010 Land $120,000 Building $589,010 |
| 2024 | $7,159.00 (+7.4%) | ||
| 2023 | $6,666.00 (+3.53%) Homeowner's exemption | $439,890 (+3%) | $620,927 (+20.46%) Land $115,000 Building $505,927 |
| 2022 | $6,439.00 Homeowner's exemption | $427,078 | $515,442 Land $90,000 Building $425,442 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11918 Perspective Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11918 Perspective Dr is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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