11915 Thorncrest Dr, Spring Hill, FL 34610 Property Records

Pasco County property record for 11915 Thorncrest Dr, Spring Hill, FL 34610

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,046 sqft · built 2023
Lot Size	0.101 acres (4,400 sqft)
Owner	Individual Name on File
Last Sale	$422,300 (Apr 2023)
Tax Bill	$5,165 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`10-25-18-0010-00000-0950`

Property Details

APN / Parcel Number

Primary APN	`10-25-18-0010-00000-0950`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,046 sqft Living Area
Gross Area	2,693 sqft
Upper Floors Area	1,205 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,400 sqft (0.101 acres)
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	627 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	11915 THORNCREST DR
City	SPRING HILL
State	FL
Zip	34610-7929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0RMH
Legal Description	CONNER CROSSING PB 88 PG 48 LOT 95
Legal Lot Number	95
Jurisdiction	PASCO FL
Township / Civil Division	CENTRAL PASCO
Census Block Group	1
Census Block	1065
Census Tract	31901

Owner

11915 Thorncrest Dr is owned and occupied by an individual who bought it in April 2023.

Source: Pasco County records, as of December 19, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	11915 THORNCREST DR, SPRING HILL, FL 34610-7929
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC
Nov 16, 2022	Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2023 · Amount on File
Deed Sale	Apr 5, 2023 · Amount on File
Prior Sale	Nov 16, 2022 · Amount on File
Deed Document Number	2023058348
Deed Book / Page	10793 / 2144
Record Updated	Jun 8, 2026

April 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Apr 5, 2023
Property Address	11915 THORNCREST DR, SPRING HILL, FL 34610-7929
Document Number	0107932144
Book / Page	10793 / 2144
Map Reference	MB 88 PG 48-52
Instrument Date	Mar 30, 2023
Instrument	2023058348
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,956.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11915 THORNCREST DRIVE, SPRING HILL, FL 34610-7929

Mortgage

Document Number	0107932146
Date	Apr 5, 2023
Instrument	10793/2146

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PASCO FL
Recording Date	Nov 16, 2022
Property Address	11915 THORNCREST DR, SPRING HILL, FL 34610-7929
Document Number	0107231974
Book / Page	10723 / 1974
Map Reference	MB 88 PG 48-52
Instrument Date	Nov 8, 2022
Instrument	2022243643
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount on Record
Tax	$868.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1409 TECH BLVD STE 1, 1, TAMPA, FL 33619-7830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1409 TECH BLVD STE 202, 202, TAMPA, FL 33619-7830
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 11915 Thorncrest Dr was $5,165 with a homeowner's exemption.

Source: Pasco County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pasco County
Unified School District	Pasco County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,165.00 Homeowner's exemption	$328,921 Land $58,652 Building $270,269	$328,921 Land $58,652 Building $270,269
2023	$859.00 (+211.23%)	$44,000 (+15%) Land $44,000	$44,000 (+15%) Land $44,000
2022	$276.00	$17,600	$17,600 Land $17,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 11915 Thorncrest Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 146 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	146 in force
Nearby Flood Claims	14 (1992–2024)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11915 Thorncrest Dr is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 55% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Jan 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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