Washington County property record for 11915 Cove Rd, Clear Spring, MD 21722
| Property Type | Rural Home |
|---|---|
| Details | 3 ba · 2,046 sqft · built 1975 |
| Lot Size | 257 acres (11,196,227 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $850,000 (Oct 2001) |
| Tax Bill | $4,698 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-003421 |
| Primary APN | 15-003421 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,046 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,196,227 sqft (257 acres) |
| Garage Type | Detached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 342 sqft |
| Patio Area | 479 sqft |
| Shed | 1 Shed |
| Shed Area | 672 sqft |
| Stable | 2,160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 003421 |
|---|---|
| Street Address | 11915 COVE RD |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | EC |
| Legal Description | 257.031 ACRES 11915 COVE RD |
| Legal Subdivision | SMALLS ADDN HAGERSTOWN |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 15, INDIAN SPRING |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 10600 |
11915 Cove Rd, a rural home, is owner-occupied and held in a trust since October 2001.
Source: Washington County records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 11915 COVE RD, CLEAR SPRING, MD 21722-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2001 · Amount on File |
| Deed Sale | Oct 22, 2001 · Amount on File |
| Prior Sale | Dec 19, 1996 |
| Deed Document Number | 20019176 |
| Deed Book / Page | 1707 / 522 |
| Transfer Doc | 0000027628 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 11915 Cove Rd was $4,698, up 12.5% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,698.00 (+12.53%) | $448,000 (+12.73%) Land $113,000 Building $335,000 | $448,000 (-) Land $113,000 Building $335,000 |
| 2025 | $4,175.00 | $397,400 | $448,000 Land $113,000 Building $335,000 |
| 2023 | $3,080.00 | $296,200 Land $113,000 Building $183,200 | $296,200 Land $113,000 Building $183,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 11915 Cove Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11915 Cove Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 77% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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