11911 W River Rd, Shoals, IN 47581 Property Records

Martin County property record for 11911 W River Rd, Shoals, IN 47581

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,040 sqft · built 1981
Lot Size	0.379 acres (16,500 sqft)
Owner	Individual Name on File
Tax Bill	$1,153 (2025)
Deeds & Mortgages	Sep 2026 Sale Aug 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-06-30-200-011.000-002`

Property Details

APN / Parcel Number

Primary APN	`51-06-30-200-011.000-002`
Alternative APNs	`01187589890` `0021439004`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	520 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1989
Construction Type	Wood
Roof Material	Asphalt
Lot Area	16,500 sqft (0.379 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Basement
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01187589890
Street Address	11911 W RIVER RD
City	SHOALS
State	IN
Zip	47581-2263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DAUGHERTY'S ADD'N PT LOT 239
Legal Subdivision	DAUGHERTYS ADD
Legal Lot Number	239
Jurisdiction	MARTIN IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1019
Census Tract	950300

Owner

11911 W River Rd is owned and occupied by an individual who acquired it in September 2026.

Source: Martin County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	11911 W RIVER RD, SHOALS, IN 47581-2263
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2026
Deed Sale	Sep 21, 2026
Prior Sale	Apr 15, 2025 · Amount on File
Deed Document Number	20261214
Prior Transfer Date	Oct 16, 2012
Prior Transfer Doc	00000153/9
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN IN
Recording Date	Sep 21, 2026
Property Address	11911 W RIVER RD, SHOALS, IN 47581-2263
Document Number	0000001214
Instrument Date	Sep 15, 2026
Instrument	20261214
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11911 W RIVER RD, SHOALS, IN 47581-2263

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN IN
Recording Date	Aug 27, 2026
Property Address	11911 W RIVER RD, SHOALS, IN 47581-2263
Document Number	0000001120
Instrument Date	Jul 13, 2026
Instrument	20261120
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001120,
Date	Aug 27, 2026
Instrument	20261120

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 11911 W River Rd was $1,153 with a homeowner's exemption, down 1.1% from the year before.

Source: Martin County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Martin County
County Subdivision	Center Township
Municipality	Shoals Town
Unified School District	Shoals Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,153.00 (-1.11%) Homeowner's exemption	$147,900 Land $11,700 Building $136,200	$147,900 Land $11,700 Building $136,200
2024	$1,166.00 (+113.16%)
2023	$547.00 (-6.81%)	$89,200 Land $10,700 Building $78,500	$89,200 Land $10,700 Building $78,500
2022	$587.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 11911 W River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1990–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Winter Storms And Flooding, Jan 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11911 W River Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST FORK WATER private · serves 3,485 people · EPA ID IN5251004
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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