1191 Via Encinos Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 1191 Via Encinos Dr, Fallbrook, CA 92028

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 2,512 sqft · built 1994
Lot Size2.58 acres (112,385 sqft)
Owner2 Individual Names on Record
Last Sale$1,432,500 (May 2022)
Tax Bill$16,303 (2025)
Deeds & MortgagesMay 2024 Mortgage
Feb 2023 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN123-242-31-00

Property Details

APN / Parcel Number

Primary APN123-242-31-00
Alternative APN
  • 1232422600

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area2,512 sqft Living Area

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area112,385 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1232422600
Street Address1191 VIA ENCINOS DR
CityFALLBROOK
StateCA
Zip92028-8401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionLOT 4 PAR A PER DOC86-455481 IN TR 002323
Legal SubdivisionSAN LUIS REY DOWNS
Legal Tract002323
Legal Block3
Legal Lot Number4
JurisdictionSAN DIEGO CA
Township / Civil DivisionFALLBROOK
Census Block Group3
Census Block3015
Census Tract18804

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1191 VIA ENCINOS DR, FALLBROOK, CA 92028-8401
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 2, 2024Deed of Trust, Mortgage · SBA Mortgage
UNITED STATES SMALL BUSINESS ADMIN
Feb 13, 2023Deed of Trust, Mortgage · Line of Credit
SYNERGY ONE LENDING
Jul 26, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
May 16, 2022Grant Deed, Transfer · Commercial Mortgage
PACIFIC POINT REALTY FUND LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2022 · Amount on Record
Deed SaleMay 16, 2022 · Amount on Record
Prior SaleNov 30, 2004 · Amount on Record
Deed Document Number2022210425
Last Transfer DateJul 18, 2022
Transfer Doc0000305313
Record UpdatedOct 29, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1191 VIA ENCINOS DR, FALLBROOK, CA 92028-8401
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address26640 N 101ST LN, PEORIA, AZ 85383-8872

Mortgage

Document Number0000110981
DateMay 2, 2024
Instrument2024-0110981
Lender
NameUNITED STATES SMALL BUSINESS ADMIN
TypeGovernment Agency
AddressEL PASO, TX 79925
Agreement
TypeSBA Mortgage
AmountAmount Recorded
Term359 Months
DueApr 24, 2054

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1191 VIA ENCINOS DR, FALLBROOK, CA 92028-8401
Transaction TypeMortgage
Record UpdatedFeb 21, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1191 VIA ENCINOS DR, FALLBROOK, CA 92028-8401

Mortgage

Document Number0000035751
DateFeb 13, 2023
Instrument2023-0035751
Lender
NameSYNERGY ONE LENDING
TypeMortgage Company
AddressSAN DIEGO, CA 92108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueFeb 12, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJul 26, 2022
Property Address1191 VIA ENCINOS DR, FALLBROOK, CA 92028-8401
Document Number0000305313
Map ReferencePG 5145
Instrument DateJul 18, 2022
Instrument2022-0305313
Transaction TypeTransfer
Record UpdatedAug 3, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1191 VIA ENCINOS DR, FALLBROOK, CA 92028-8401

Mortgage

Document Number0000305314
DateJul 26, 2022
Instrument2022-0305314
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

May 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 16, 2022
Property Address1191 VIA ENCINOS DR, FALLBROOK, CA 92028-8401
Document Number0000210425
Map ReferencePG 5145
Instrument DateJan 26, 2022
Instrument2022-0210425
Transaction TypeTransfer
Record UpdatedMay 23, 2022
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1191 VIA ENCINOS DR, FALLBROOK, CA 92028-8401

Mortgage

Document Number0000210426
DateMay 16, 2022
Instrument2022-0210426
Lender
NamePACIFIC POINT REALTY FUND LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictFallbrook Union Elementary School District (KG - 08)
Secondary School DistrictFallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,500,000 (-1.33%) Land $750,000 Building $750,000
2025$16,303.00 (+14.62%) Homeowner's exemption$1,520,169 (+13.02%) Land $848,960 Building $671,209
2023$14,223.00 (+22.31%) Homeowner's exemption$1,345,000 Land $751,000 Building $594,000
2022$11,629.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 67% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAINBOW MUNICIPAL WD
serves 23,536 people · EPA ID CA3710016
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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