Hamilton County property record for 1191 Spears Ave, Chattanooga, TN 37405
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.157 acres (6,850 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,000 (May 2007) |
| Tax Bill | $473 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 126L A 029.01 |
| Primary APN | 126L A 029.01 |
|---|
| Lot Area | 6,850 sqft (0.157 acres) |
|---|---|
| Lot Dimensions | 137 ft deep x 50 ft wide |
| Street Address | 1191 SPEARS AVE |
|---|---|
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2047 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | R3 |
| Legal Description | LT 95 SPEARS SUB OF HILL COTY PB1 PG27 TREWHITT ST REV 124 PG 6 |
| Legal Subdivision | SPEARS SUB |
| Legal Lot Number | 95 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 4383, CHATTANOOGA, TN 37405-0383 |
| Owner Type | Company |
| Vesting | Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2007 · Amount on Record |
| Deed Sale | May 1, 2007 · Amount on Record |
| Deed Document Number | 2007269 |
| Deed Book / Page | 8324 / 735 |
| Prior Transfer Date | Jul 13, 1999 |
| Prior Transfer Doc | 0054030071 |
| Record Updated | Jun 8, 2026 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $473.00 (+61.43%) | $31,250 (+138.1%) | $125,000 (+138.1%) Land $125,000 |
| 2024 | $293.00 | $13,125 (-) | $52,500 (-) Land $52,500 |
| 2023 | $293.00 | $13,125 (-) | $52,500 (-) Land $52,500 |
| 2022 | $293.00 | $13,125 | $52,500 Land $52,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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