1191 Ridge Dr, Killen, AL 35645 Property Records

Lauderdale County property record for 1191 Ridge Dr, Killen, AL 35645

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,884 sqft · built 1980
Lot Size	1.46 acres (63,598 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (Jul 2023)
Tax Bill	$1,530 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-07-26-0-002-041-000`

Property Details

APN / Parcel Number

Primary APN	`17-07-26-0-002-041-000`
Alternative APNs	`022199` `106690` `35249` `22199`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	63,598 sqft (1.46 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	106690
Street Address	1191 RIDGE DR
City	KILLEN
State	AL
Zip	35645-8027
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	208 X 210 IRR BIG OAK S/D PLAT NO 2 LOT 132 AND PT OF LOTS 130 AND 131 1.46 AC/C SEC 26 T2S R9W PB 4 PG 166 DB 1219 PG 783
Legal Subdivision	BIG OAK PLAT NO 2
Legal Lot Number	132,130
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	2
Census Block	2018
Census Tract	11606

Owner

1191 Ridge Dr is owned and occupied by an individual who bought it in July 2023.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1191 RIDGE DR, KILLEN, AL 35645-8027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2023 · Amount on File
Deed Sale	Jul 18, 2023 · Amount on File
Deed Document Number	0202328814
Deed Book / Page	2023 / 28814
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 18, 2023
Property Address	1191 RIDGE DR, KILLEN, AL 35645-8027
Document Number	2023/28814
Book / Page	2023 / 28814
Map Reference	MB 4 PG 166
Instrument Date	Jul 12, 2023
Transaction Type	Transfer
Record Updated	Nov 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1015 HIGHWAY 101, ROGERSVILLE, AL 35652-6085

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1191 RIDGE DR, KILLEN, AL 35645-8027

Mortgage

Document Number	0202328816
Date	Jul 18, 2023
Instrument	2023/28816

Lender

Name	ASSURANCE FINANCIAL GROUP LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 1191 Ridge Dr was $1,530, up 3.8% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,530.00 (+3.8%)	$43,720 (+3.75%)	$218,620 (+3.75%) Land $13,900 Building $204,720
2024	$1,474.00	$42,140 (+3,244.44%) Land $2,700 Building $39,440	$210,720 (+6.17%) Land $13,500 Building $197,220
2023	Homeowner's exemption Senior Citizen's exemption	$1,260 Land $1,260	$198,480 Land $12,400 Building $186,080

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1191 Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1191 Ridge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20