1191 Railroad Ave, Georgetown, MS 39078 Property Records

Copiah County property record for 1191 Railroad Ave, Georgetown, MS 39078

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,288 sqft · built 1959
Lot Size	0.64 acres (27,750 sqft)
Owner	Individual Name on Record
Tax Bill	$1,074 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-100C-02-012.00`

Property Details

APN / Parcel Number

Primary APN	`4-100C-02-012.00`
Alternative APN	`8570`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,288 sqft Adjusted Area
Gross Area	1,433 sqft
1st Floor Area	1,091 sqft
Flooring	Wood
Interior Walls	Plywood

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	27,750 sqft (0.64 acres)
Lot Dimensions	185 ft deep x 150 ft wide
Garage Type	Carport
Garage Area	636 sqft
Carport	Carport
Carport Area	636 sqft
Parking Spaces	2 Parking Spaces
Patio Area	203 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	8570
Street Address	1191 RAILROAD AVE
City	GEORGETOWN
State	MS
Zip	39078-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 131 X 150' PT E1/2 NW1/4 NE1/4 W/O E RR AVE AS PER DB 10X-658
Legal Range	10E
Legal Township	10N
Legal Section	02
Legal Lot Number	131
Jurisdiction	COPIAH MS
Township / Civil Division	2
Census Block Group	4
Census Block	4058
Census Tract	950200

Owner

Source: Copiah County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11 WESTBROOK ESTATES DR, SUMRALL, MS 39482-7900
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage CITIZENS BANK
Aug 11, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Oct 22, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021
Deed Sale	Aug 12, 2021
Prior Sale	Aug 11, 2021 · Amount on Record
Deed Document Number	2021110279
Deed Book / Page	21 / 670
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COPIAH MS
Property Address	1191 RAILROAD AVE, GEORGETOWN, MS 39078-9708
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008340395
Date	Aug 11, 2021
Book Page	834/395
Instrument	110267

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COPIAH MS
Recording Date	Aug 11, 2021
Property Address	1191 RAILROAD AVE, GEORGETOWN, MS 39078-9708
Document Number	00021E0642
Book / Page	21E / 642
Instrument Date	Aug 11, 2021
Instrument	110266
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 OLD HIGHWAY 98 E, COLUMBIA, MS 39429-3806

Mortgage

Document Number	0000110267
Date	Aug 11, 2021
Instrument	110267

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Sep 1, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COPIAH MS
Recording Date	Oct 22, 2019
Property Address	1191 RAILROAD AVE, GEORGETOWN, MS 39078
Document Number	00020R0116
Book / Page	00020R / 000116
Transaction Type	Transfer
Record Updated	Mar 1, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Copiah County assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Copiah County
Municipality	Georgetown Town
Unified School District	Copiah County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,074.00 (-16.81%)	$7,533 (-14.15%)	$50,220 (-14.15%) Land $4,200 Building $46,020
2023		$8,775	$58,500 Land $4,200 Building $54,300
2021	$1,291.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 5, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GEORGETOWN serves 465 people · EPA ID MS0150005
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Georgetown Telephone Company DSL	25 / 3

May also be available: AT&T.

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