1191 Pacific Grove Loop, Chula Vista, CA 91915 Property Records

San Diego County property record for 1191 Pacific Grove Loop, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	4 bd · 2.5 ba · 1,544 sqft · built 1995
Lot Size	1.49 acres (64,984 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`643-100-20-18`

Property Details

APN / Parcel Number

Primary APN	`643-100-20-18`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,544 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Lot Area	64,984 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1191 PACIFIC GROVE LOOP
City	CHULA VISTA
State	CA
Zip	91915-2103
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC4RC10
Legal Description	LOT 2 US 76PER DOC95-104284&UND INT IN POR LOT 8 M13180&LOT 1& TR 013115
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013115
Legal Block	2
Legal Lot Number	2,8,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2001
Census Tract	13316

Owner

1191 Pacific Grove Loop, a condominium, is owned and occupied by two individuals who acquired it in October 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1191 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Nov 23, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE NOW INC
Jan 2, 2020	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 4, 2018	Intrafamily Transfer, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018
Deed Sale	Oct 4, 2018
Prior Sale	Apr 7, 2009 · Amount on File
Deed Document Number	2018413087
Prior Transfer Date	Sep 24, 2018
Prior Transfer Doc	0000413087
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1191 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2103
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1191 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2103

Mortgage

Document Number	0000183441
Date	Apr 27, 2022
Instrument	2022-0183441

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1191 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1191 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2103

Mortgage

Document Number	0000741835
Date	Nov 23, 2020
Instrument	2020-0741835

Lender

Name	MORTGAGE NOW INC
Type	Mortgage Company
Address	07402

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1191 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000029
Date	Jan 2, 2020
Instrument	2020-0000029

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 4, 2018
Property Address	1191 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2103
Document Number	0000413087
Map Reference	MAP 88-3A
Instrument Date	Sep 24, 2018
Instrument	2018-0413087
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ELEVATED TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1191 PACIFIC GROVE LOOP, CHULA VISTA, CA 91915-2103

Mortgage

Document Number	0000413088
Date	Oct 4, 2018
Instrument	2018-0413088

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1191 Pacific Grove Loop was $2,522 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$392,722 (+2%) Land $183,882 Building $208,840
2025	$2,522.00	$385,023 Land $180,277 Building $204,746
2023	$2,478.00 (-0.92%)	$370,075 Land $173,278 Building $196,797
2022	$2,501.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1191 Pacific Grove Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1191 Pacific Grove Loop is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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