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1191 Falcon Ridge Dr, Elgin, IL 60124 Property Records

Kane County property record for 1191 Falcon Ridge Dr, Elgin, IL 60124

Property Summary

Property TypeSingle Family Home
Owner2 Company Names on Record
Last Sale$342,000 (Jan 2022)
Tax Bill$9,024 (2025)
Deeds & MortgagesSep 2022 Transfer
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-25-454-135

Property Details

APN / Parcel Number

Primary APN05-25-454-135

Location & Zoning

Street Address1191 FALCON RIDGE DR
CityELGIN
StateIL
Zip60124-3122
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBOWES CREEK COUNTRY CLUB PHASE 2 PT OF LT 312 AS DESC IN 2018K024529
Legal SubdivisionBOWES CREEK COUNTRY CLUB
Legal Phase2
Legal Block1
Legal Lot Number312
JurisdictionKANE IL
Township / Civil DivisionPLATO
Census Block Group1
Census Block1093
Census Tract850709

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1191 FALCON RIDGE DR, ELGIN, IL 60124-3122
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2022Intrafamily Transfer, Transfer
ATTORNEY
Jan 26, 2022Warranty Deed, Transfer · Conventional Mortgage
MUTUAL FEDERAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2022 · Amount on Record
Deed SaleJan 26, 2022 · Amount on Record
Prior SaleMay 29, 2018 · Amount on Record
Deed Document Number20225008
Last Transfer DateSep 12, 2022
Transfer Doc0000046345
Record UpdatedSep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateSep 16, 2022
Property Address1191 FALCON RIDGE DR, ELGIN, IL 60124-3122
Document Number0000046345
Instrument DateSep 12, 2022
Instrument2022K046345
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1191 FALCON RIDGE DR, ELGIN, IL 60124-3122

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJan 26, 2022
Property Address1191 FALCON RIDGE DR, ELGIN, IL 60124-3122
Document Number0000005008
Instrument DateNov 17, 2021
Instrument2022K005008
Transaction TypeTransfer
Record UpdatedFeb 2, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$342.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address355 VERONICA CIR, BARTLETT, IL 60103-2304

Mortgage

Document Number0000005009
DateJan 26, 2022
Instrument2022K005009
Lender
NameMUTUAL FEDERAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052
Interest
Rate TypeFixed Rate
Rate2.99%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,024.00 (+16.89%) Homeowner's exemption Senior Citizen's exemption$132,625 (+7.79%) Land $19,860 Building $112,765$398,034 (+7.79%) Land $59,604 Building $338,430
2024$123,040 (+25.69%) Land $18,425 Building $104,615$369,268 (+25.74%) Land $55,297 Building $313,971
2022$7,720.00 (-1.49%) Homeowner's exemption$97,895 (+6.95%) Land $16,018 Building $81,877$293,685 (+6.95%) Land $48,054 Building $245,631
2021$7,837.00 Homeowner's exemption$91,534 Land $15,475 Building $76,059$274,602 Land $46,425 Building $228,177

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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