1191 E Otero Pl, Centennial (Littleton), CO 80122 Property Records

Arapahoe County property record for 1191 E Otero Pl, Centennial, CO 80122

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,135 sqft · built 1982
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Mar 2008)
Tax Bill	$5,502 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jun 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`2077-35-3-18-005`

Property Details

APN / Parcel Number

Primary APN	`2077-35-3-18-005`
Alternative APNs	`032235039` `32235039` `235039`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,135 sqft Living Area
Gross Area	3,403 sqft
1st Floor Area	1,135 sqft
2nd Floor Area	1,000 sqft
Basement Area	598 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Multi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	120 ft deep x 83 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	454 sqft
Driveway	Driveway
Driveway Area	2 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	258 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	032235039
Street Address	1191 E OTERO PL
City	CENTENNIAL
State	CO
Zip	80122-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONCD 061809 SUBDIVISIONNAME THE HIGHLANDS 1ST FLG REPLAT NO 2 BLOCK 017 LOT 006 LOT 6 BLK 17 THE HIGHLANDS 1ST FLG REPLAT NO 2
Legal Range	68W
Legal Township	5S
Legal Section	35
Legal Quarter	3
Legal Subdivision	THE HIGHLANDS 1ST FLG REPLAT NO 2
Legal Block	017
Legal Lot Number	006
Jurisdiction	ARAPAHOE CO
Township / Civil Division	SOUTHWEST ARAPAHOE
Census Block Group	2
Census Block	2016
Census Tract	5632

Owner

Source: Arapahoe County records, as of June 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1191 E OTERO PL, CENTENNIAL, CO 80122-2917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit BELLCO CREDIT UNION
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit NORTHPOINTE BANK
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage LIVE WELL FINANCIAL INC
Mar 25, 2020	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Aug 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Aug 23, 2017	Deed of Trust, Mortgage · Line of Credit BELLCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2008 · Amount on Record
Deed Sale	Mar 28, 2008 · Amount on Record
Prior Sale	Jul 12, 2004 · Amount on Record
Deed Document Number	200836351
Last Transfer Date	Jul 7, 2016
Transfer Doc	0000072835
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Recording Date	Aug 12, 2026
Property Address	1191 E OTERO PL, CENTENNIAL, CO 80122-2917
Document Number	0000055896
Instrument Date	Aug 6, 2026
Instrument	202655896
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1191 E OTERO PL, CENTENNIAL, CO 80122-2917

Mortgage

Document Number	0000055896,
Date	Aug 12, 2026
Instrument	202655896

Lender

Name	BELLCO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 28, 2046

Interest

Rate	6.49%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	1191 E OTERO PL, CENTENNIAL, CO 80122-2917
Transaction Type	Mortgage
Record Updated	Jun 10, 2022
Title Company	AVALANCHE TITLE AND ESCROW LLC, AVALANCHE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E2059995
Date	Jun 1, 2022
Instrument	E2059995

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	1191 E OTERO PL, CENTENNIAL, CO 80122-2917
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E1092073
Date	Jun 9, 2021
Instrument	E1092073

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	1191 E OTERO PL, CENTENNIAL, CO 80122-2917
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00D9006570
Date	Jan 24, 2019
Instrument	D9006570

Lender

Name	LIVE WELL FINANCIAL INC
Type	Mortgage Company
Address	RICHMOND, VA 23225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	1191 E OTERO PL, CENTENNIAL, CO 80122-2917
Document Number	00E0041136
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1191 E OTERO PL CENTENNIAL CO 801222917, CENTENNIAL, CO 80122-2917

Mortgage

Document Number	00E0041136
Date	Apr 6, 2020
Instrument	E0041136

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 5, 2040

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	1191 E OTERO PL, CENTENNIAL, CO 80122-2917
Document Number	00D9095382
Instrument Date	Aug 21, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1191 E OTERO PL CENTENNIAL CO 801222917, CENTENNIAL, CO 80122-2917

Mortgage

Document Number	00D9095382
Date	Sep 13, 2019
Instrument	D9095382

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARAPAHOE CO
Property Address	1191 E OTERO PL, CENTENNIAL, CO 80122-2917
Document Number	00D7098570
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Sep 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1191 E OTERO PL CENTENNIAL CO 801222917, CENTENNIAL, CO 80122-2917

Mortgage

Document Number	00D7098570
Date	Aug 29, 2017
Instrument	D7098570

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Arapahoe County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Arapahoe County
Municipality	Centennial City
Unified School District	Littleton School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,632 (-2.08%)	$696,600 (-) Land $281,750 Building $414,850
2025	$5,502.00 (+18.71%)	$43,537 (+7.14%)	$696,600 (+5.31%) Land $281,750 Building $414,850
2024	$4,635.00 (+16.05%)
2023		$40,635	$661,500 Land $281,750 Building $379,750
2021	$3,994.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ting.

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