1191 E 13th St, Delta, CO 81416 Property Records

Delta County property record for 1191 E 13th St, Delta, CO 81416

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,746 sqft · built 1971
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Oct 2023)
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2019 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`R012743`

Property Details

APN / Parcel Number

Primary APN	`R012743`
Alternative APN	`345519406004`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	2,746 sqft Living Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	17,424 sqft (0.4 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R012743
Street Address	1191 E 13TH ST
City	DELTA
State	CO
Zip	81416-2657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1191 E 13TH ST DELTA 81416 S: 19 T: 15S R: 95W SUBDIVISION: GARY GRESHAM SUBD DE LOT: 50 TOTAL AC 0.4+- GARY GRESHAM SUBD DELTA (N144.38, S143.98, E123.73, W123.53) LOT 50 IN SEC 19 SEC 19 T15S R95W 6PM BK 432 PG 604 BK 487 PG 133 BK 743 PG 269 BK 83
Legal Subdivision	GARY GRESHAM SUBD DE
Legal Lot Number	50
Jurisdiction	DELTA CO
Township / Civil Division	DELTA
Census Block Group	2
Census Block	2046
Census Tract	964900

Owner

Source: Delta County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1191 E 13TH ST, DELTA, CO 81416-2657
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Special Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC
Dec 3, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 25, 2022	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 13, 2018	Warranty Deed, Transfer · VA Mortgage ACADEMY MORTGAGE CORP
Jun 5, 2017	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2023 · Amount on Record
Deed Sale	Oct 13, 2023 · Amount on Record
Prior Sale	Jan 25, 2022 · Amount on Record
Deed Document Number	2023749379
Record Updated	Jun 8, 2026

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Oct 13, 2023
Property Address	1191 E 13TH ST, DELTA, CO 81416-2657
Document Number	0000749379
Instrument Date	Oct 13, 2023
Instrument	749379
Transaction Type	Transfer
Record Updated	Oct 24, 2023
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25747 CLAIRMONT MANOR SQ, ALDIE, VA 20105-5802

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1191 E 13TH ST, DELTA, CO 81416-2657

Mortgage

Document Number	0000749380
Date	Oct 13, 2023
Instrument	749380

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	1191 E 13TH ST, DELTA, CO 81416-2657
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000715474
Date	Dec 3, 2019
Instrument	715474

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELTA CO
Property Address	1191 E 13TH ST, DELTA, CO 81416-2657
Transaction Type	Mortgage
Record Updated	Jun 21, 2022
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000726822
Date	Mar 4, 2021
Instrument	726822

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Nov 1, 2049

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jan 25, 2022
Property Address	1191 E 13TH ST, DELTA, CO 81416-2657
Document Number	0000736300
Instrument Date	Jan 1, 2022
Instrument	736300
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43.87
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1191 E 13TH ST, DELTA, CO 81416-2657

Mortgage

Document Number	0000736301
Date	Jan 25, 2022
Instrument	736301

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Mar 13, 2018
Property Address	1191 E 13TH ST, DELTA, CO 81416-2657
Document Number	0000702058
Instrument Date	Mar 9, 2018
Instrument	702058
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	HERITAGE TITLE COMPANY, HERITAGE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$25.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1191 E 13TH ST, DELTA, CO 81416-2657

Mortgage

Document Number	0000702059
Date	Mar 13, 2018
Instrument	702059

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELTA CO
Recording Date	Jun 5, 2017
Property Address	1191 E 13TH ST, DELTA, CO 81416-2657
Document Number	0000695711
Instrument Date	Jun 2, 2017
Instrument	695711
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	HERITAGE TITLE LT, HERITAGE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25.49
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1191 E 13TH ST, DELTA, CO 81416-2657

Mortgage

Document Number	0000695712
Date	Jun 5, 2017
Instrument	695712

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Delta County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Delta County
Municipality	Delta City
Unified School District	Delta County School District 50J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,065.00 (-0.39%)	$30,344 (-3.16%) Land $3,125 Building $27,219	$485,504 (+3.81%) Land $50,000 Building $435,504
2024	$2,073.00 (+3.96%)	$31,335 (-) Land $2,998 Building $28,337
2023	$1,994.00 (+26.6%)	$31,335 (+28.37%) Land $2,998 Building $28,337	$467,679 (+33.16%) Land $44,739 Building $422,940
2022	$1,575.00	$24,410 Land $3,128 Building $21,282	$351,221 Land $45,000 Building $306,221

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DELTA serves 8,700 people · EPA ID CO0115205
Water Source	Purchased surface water from PROJECT 7 WA
Last State Inspection	Feb 2024
Also Mapped Here	TRI COUNTY WCD

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Elevate Internet Fiber	6,000 / 6,000
Clearnetworx Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

1191 E 13th St, Delta, CO 81416 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2023: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E 13th St

Nearby Streets

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