Cherokee County property record for 1191 Bell Hill Rd, Murphy, NC 28906
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,680 sqft · built 1988 |
| Lot Size | 14.6 acres (638,590 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,246 (2025) |
| Deeds & Mortgages | May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 455001398530000 |
| Primary APN | 455001398530000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Heated Area |
| Upper Floors Area | 560 sqft |
| Basement Area | 1,120 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 638,590 sqft (14.6 acres) |
| Lot Width | 685 ft Width |
| Porch | Open Porch |
|---|---|
| Porch Area | 288 sqft |
| Shed | 1 Shed |
| Shed Area | 480 sqft |
| Canopy | 48 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 44642 |
|---|---|
| Street Address | 1191 BELL HILL RD |
| City | MURPHY |
| State | NC |
| Zip | 28906-7327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | WRIGHT PROP 428/87 |
| Legal Phase | 428 |
| Jurisdiction | CHEROKEE NC |
| Township / Civil Division | SHOAL CREEK |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 930606 |
Source: Cherokee County records, as of October 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1191 BELL HILL RD, MURPHY, NC 28906-7327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 1981 |
| Deed Sale | Apr 1, 1981 |
| Deed Document Number | 0000042887 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Property Address | 1191 BELL HILL RD, MURPHY, NC 28906-7327 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 001712/382 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 1712/382 |
| Instrument | 3325 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,246.00 | $176,780 (+1.33%) | $176,780 (+1.33%) Land $54,330 Building $122,450 |
| 2023 | $174,460 | $174,460 Land $54,330 Building $120,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Peachtree Broadband Fiber Cable | 500 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
4G LTE (outdoors only), no 5G reported
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