1191 Audrey Ln, Stem, NC 27581 Property Records

Granville County property record for 1191 Audrey Ln, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,635 sqft · built 1996
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Last Sale	$186,000 (Aug 2019)
Tax Bill	$1,772 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25338-39532301`

Property Details

APN / Parcel Number

Primary APN	`25338-39532301`
Alternative APNs	`097000997710` `097000 130` `1023363`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,635 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Mixed
Garage Area	320 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	160 sqft
Deck Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Coal
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1023363
Street Address	1191 AUDREY LN
City	STEM
State	NC
Zip	27581-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	1191 AUDREY LN
Legal Subdivision	AUTUMNWOOD
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	4
Census Block	4003
Census Tract	970701

Owner

Source: Granville County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1191 AUDREY LN, STEM, NC 27581-9513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2019	Warranty Deed, Transfer · Conventional Mortgage JUSTICE FEDERAL CREDIT UNION
Apr 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGE LENDING LLC
Apr 17, 2018	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Jun 13, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage ADVANTAGE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Prior Sale	Apr 17, 2018 · Amount on Record
Deed Book / Page	1739 / 873
Prior Transfer Date	Jun 7, 2017
Prior Transfer Doc	1645/609
Record Updated	Oct 29, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Aug 28, 2019
Property Address	1191 AUDREY LN, STEM, NC 27581-9513
Document Number	1739/873
Book / Page	1739 / 873
Map Reference	MB 17 PG 99
Instrument Date	Aug 28, 2019
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$372.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1191 AUDREY LN, STEM, NC 27581-9513

Mortgage

Document Number	1739876
Date	Aug 28, 2019
Instrument	1739/876

Lender

Name	JUSTICE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1191 AUDREY LN, STEM, NC 27581-9513
Transaction Type	Mortgage
Record Updated	Dec 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1682/943
Date	Apr 17, 2018
Book Page	1682/943

Lender

Name	ADVANTAGE LENDING LLC
Type	Mortgage Company
Address	RALEIGH, NC 27615

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jul 1, 2047

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Apr 17, 2018
Property Address	1191 AUDREY LN, STEM, NC 27581-9513
Document Number	1682/884
Book / Page	1682 / 884
Map Reference	MB 17 PG 99
Instrument Date	Apr 16, 2018
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$358.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3514 CANNADY MILL RD, 3514, KITTRELL, NC 27544-7708

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1191 AUDREY LN, STEM, NC 27581-9513

Mortgage

Document Number	1682886
Date	Apr 17, 2018
Instrument	1682/886

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GRANVILLE NC
Recording Date	Jun 13, 2017
Property Address	1191 AUDREY LN, STEM, NC 27581-9513
Document Number	1645/609
Book / Page	1645 / 609
Map Reference	MB 17 PG 99
Instrument Date	Jun 7, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	TIOGA TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1191 AUDREY LN, STEM, NC 27581-9513

Mortgage

Document Number	1645611
Date	Jun 13, 2017
Instrument	1645/611

Lender

Name	ADVANTAGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Granville County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,969 (-) Land $35,797 Building $204,172
2025	$1,772.00 (+15.44%)	$239,969 (+49.92%) Land $35,797 Building $204,172	$239,969 (-) Land $35,797 Building $204,172
2024			$239,969 (+49.92%) Land $35,797 Building $204,172
2023	$1,535.00 (+1.39%)	$160,060 (-) Land $24,667 Building $135,393	$160,060 (-) Land $24,667 Building $135,393
2022	$1,514.00	$160,060 Land $24,667 Building $135,393	$160,060 Land $24,667 Building $135,393

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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