Lake County property record for 11909 Windflower Ct, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,047 sqft · built 2003 |
| Lot Size | 0.286 acres (12,445 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $246,000 (Jan 2020) |
| Tax Bill | $3,331 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-22-26-1610-000-13100 |
| Primary APN | 32-22-26-1610-000-13100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,047 sqft Living Area |
| 1st Floor Area | 2,047 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,445 sqft (0.286 acres) |
| Garage Area | 437 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | Deck Area |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3810083 |
|---|---|
| Street Address | 11909 WINDFLOWER CT |
| City | CLERMONT |
| State | FL |
| Zip | 34711-6674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | SPRING VALLEY PHASE III PB 47 PG 13-14 LOT 131 ORB 5408 PG 2309 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 32 |
| Legal Subdivision | SPRING VALLEY PHASE III |
| Legal Tract | 1610 |
| Legal Lot Number | 131 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 31316 |
11909 Windflower Ct is owned and occupied by two individuals who bought it in January 2020.
Source: Lake County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11909 WINDFLOWER CT, CLERMONT, FL 34711-6674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jan 21, 2020 | Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Jan 16, 2020 | Quit Claim Deed, Transfer CELEBRATION TITLE GROUP |
| Jun 26, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2020 · Amount on File |
| Deed Sale | Jan 21, 2020 · Amount on File |
| Prior Sale | Apr 12, 2005 · Amount on File |
| Deed Document Number | 20208098 |
| Deed Book / Page | 5408 / 2309 |
| Prior Transfer Date | Dec 23, 2019 |
| Prior Transfer Doc | 0054071491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 11909 WINDFLOWER CT, CLERMONT, FL 34711-6674 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 11909 WINDFLOWER CT, CLERMONT, FL 34711-6674 |
| Document Number | 0058380397 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 5838/397 |
| Instrument | 2021158964 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 338 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 21, 2020 |
| Property Address | 11909 WINDFLOWER CT, CLERMONT, FL 34711-6674 |
| Document Number | 0054082309 |
| Book / Page | 5408 / 2309 |
| Map Reference | MB 47 PG 13&14 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 2020008098 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | CELEBRATION TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,722.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1020 SADIE RIDGE RD, 1020, CLERMONT, FL 34715-0028 |
| Name | Verified Name |
|---|---|
| Address | 11909 WINDFLOWER CT, CLERMONT, FL 34711-6674 |
| Document Number | 0054082320 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 5408/2320 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 16, 2020 |
| Property Address | 11909 WINDFLOWER CT, CLERMONT, FL 34711-6674 |
| Document Number | 0054071491 |
| Book / Page | 005407 / 001491 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 7027 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2020 |
| Title Company | CELEBRATION TITLE GROUP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 SADIE RIDGE RD CLERMONT FL 347150028, CLERMONT, FL 34715-0028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 26, 2018 |
| Property Address | 11909 WINDFLOWER CT, CLERMONT, FL 34711-6674 |
| Document Number | 0051300236 |
| Book / Page | 005130 / 000236 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 73736 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1020 SADIE RIDGE RD LAKE CITY FL, LAKE CITY, FL |
The 2025 property tax bill for 11909 Windflower Ct was $3,331 with a homeowner's exemption, up 2.7% from the year before.
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,560 (+2.9%) | $365,047 (-) Land $88,000 Building $277,047 | |
| 2025 | $3,331.00 (+2.65%) Homeowner's exemption | $233,780 Land $88,000 Building $145,780 | $365,047 Land $88,000 Building $277,047 |
| 2024 | $3,245.00 (+8.53%) | ||
| 2023 | $2,990.00 (+8.18%) Homeowner's exemption | $220,590 (+3%) | $336,863 (-) Land $60,000 Building $276,863 |
| 2022 | $2,764.00 Homeowner's exemption | $214,170 | $336,863 Land $60,000 Building $276,863 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11909 Windflower Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11909 Windflower Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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