11909 Orebank Rd, Clear Spring, MD 21722 Property Records

Washington County property record for 11909 Orebank Rd, Clear Spring, MD 21722

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,656 sqft · built 1910
Lot Size	5.63 acres (245,243 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Oct 2019)
Tax Bill	$3,640 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Oct 2019 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-014065`

Property Details

APN / Parcel Number

Primary APN	`04-014065`
Alternative APN	`014065`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,656 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Roof Material	Metal
Lot Area	245,243 sqft (5.63 acres)
Garage Type	Detached
Garage Area	448 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	414 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	014065
Street Address	11909 OREBANK RD
City	CLEAR SPRING
State	MD
Zip	21722-1660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC
Legal Description	5.63 ACRES 11909 OREBANK RD BOTH SIDES OREBANK RD
Legal Subdivision	BOTH SIDES OREBANK
Jurisdiction	WASHINGTON MD
Township / Civil Division	4, CLEAR SPRING
Census Block Group	1
Census Block	1067
Census Tract	10600

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	11909 OREBANK RD, CLEAR SPRING, MD 21722-1660
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST UNITED BANK & TRUST
Oct 15, 2019	Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE
May 21, 2018	Grant Deed, Transfer PASSPORT TITLE SERVICES LLC, PASSPORT TITLE SVCS LLC
May 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BK
Jul 6, 2017	Grant Deed, Transfer PASSPORT TITLE SERVICES LLC, PASSPORT TITLE SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2019 · Amount on Record
Deed Sale	Oct 15, 2019 · Amount on Record
Prior Sale	Jul 6, 2017 · Amount on Record
Deed Book / Page	6089 / 223
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	11909 OREBANK RD, CLEAR SPRING, MD 21722-1660
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056300296
Date	Nov 8, 2017
Book Page	5630/0296
Instrument	5630-0296

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank
Address	HAGERSTOWN, MD 21740

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Oct 15, 2019
Property Address	11909 OREBANK RD, CLEAR SPRING, MD 21722-1660
Document Number	0060890223
Book / Page	6089 / 0223
Instrument Date	Sep 24, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11909 OREBANK RD, CLEAR SPRING, MD 21722-1660

Mortgage

Document Number	0006089230
Date	Oct 15, 2019
Instrument	6089/230

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 21, 2018
Property Address	11909 OREBANK RD, CLEAR SPRING, MD 21722-1660
Document Number	0057540217
Book / Page	005754 / 000217
Instrument Date	May 16, 2018
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	PASSPORT TITLE SERVICES LLC, PASSPORT TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$68.85
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11909 OREBANK RD CLEAR SPRING MD 217221660, CLEAR SPRING, MD 21722-1660

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	11909 OREBANK RD, CLEAR SPRING, MD 21722-1660
Document Number	0057540205
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11909 OREBANK RD CLEAR SPRING MD 217221660, CLEAR SPRING, MD 21722-1660

Mortgage

Document Number	0057540205
Date	May 21, 2018
Book Page	005754/000205

Lender

Name	FIRST UNITED BK
Type	Bank
Address	HAGERSTOWN, MD 21740

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.89%

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jul 6, 2017
Property Address	11909 OREBANK RD, CLEAR SPRING, MD 21722-1660
Document Number	0055400112
Book / Page	005540 / 000112
Instrument Date	Jun 30, 2017
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	PASSPORT TITLE SERVICES LLC, PASSPORT TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Tax	$81.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11909 OREBANK RD CLEAR SPRING MD 217221660, CLEAR SPRING, MD 21722-1660

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,640.00 (+1%)	$345,800 (+10.19%) Land $110,600 Building $235,200	$345,800 (-) Land $110,600 Building $235,200
2025	$3,309.00 (+27.37%)	$313,833 (+25.58%)	$345,800 (+38.38%) Land $110,600 Building $235,200
2023	$2,598.00	$249,900 Land $110,600 Building $139,300	$249,900 Land $110,600 Building $139,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 75% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Cable	1,300 / 50

May also be available: Verizon.

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