Louisville/Jefferson County Metro Government property record for 11909 Locust Rd, Middletown, KY 40243
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,376 sqft · built 1947 |
| Lot Size | 0.2 acres (8,734 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Dec 2021) |
| Tax Bill | $2,622 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21032100360000 |
| Primary APN | 21032100360000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,376 sqft Finished Area |
| Flooring | Covered |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 8,734 sqft (0.2 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00071210 |
|---|---|
| Street Address | 11909 LOCUST RD |
| City | MIDDLETOWN |
| State | KY |
| Zip | 40243-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5-RESIDENTIAL SINGLE FAM |
| Legal Description | LOTS 79 80 17 FT LOT 81 JULE CLIFF |
| Legal Subdivision | JULE CLIF |
| Legal Lot Number | 79,81,8 80 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | SOUTHEAST JEFFERSON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10408 |
Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 11909 LOCUST RD, LOUISVILLE, KY 40243-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2021 · Amount on File |
| Deed Sale | Dec 3, 2021 · Amount on File |
| Deed Document Number | 0012213499 |
| Deed Book / Page | 12213 / 499 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Dec 3, 2021 |
| Property Address | 11909 LOCUST RD, MIDDLETOWN, KY 40243-1412 |
| Document Number | 0000304406 |
| Book / Page | D 12213 / 499 |
| Map Reference | MB 8 PG 32 |
| Instrument Date | Nov 12, 2021 |
| Instrument | 2021304406 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 302 CANTON CT, LOUISVILLE, KY 40222-5536 |
| Name | Verified Name |
|---|---|
| Address | 11909 LOCUST RD, LOUISVILLE, KY 40243-1412 |
| Investor | Possibly a Property Investor |
| Document Number | 0000304407 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 2021304407 |
| Name | EMM LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Middletown City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,622.00 (-3.64%) | $235,000 (-) Land $41,600 Building $193,400 | |
| 2024 | $235,000 (-) Land $41,600 Building $193,400 | ||
| 2023 | $2,721.00 (-0.33%) Homeowner's exemption | $235,000 (-) Land $41,600 Building $193,400 | $235,000 (-) Land $41,600 Building $193,400 |
| 2022 | $2,730.00 Homeowner's exemption | $235,000 Land $41,600 Building $193,400 | $235,000 Land $41,600 Building $193,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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