11906 Panay Dr, Houston, TX 77048 Property Records

Harris County property record for 11906 Panay Dr, Houston, TX 77048

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,920 sqft · built 2016
Lot Size0.119 acres (5,197 sqft)
Owner2 Individual Names on Record
Last Sale$143,300 (Jan 2017)
Tax Bill$223 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2018 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN123-729-003-0031

Property Details

APN / Parcel Number

Primary APN123-729-003-0031

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,920 sqft Living Area
1st Floor Area1,920 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area5,197 sqft (0.119 acres)
View / LotBuildable
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area52 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1237290030031
Street Address11906 PANAY DR
CityHOUSTON
StateTX
Zip77048-4057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 31 BLK 3 PANAY AT PARK VILLAGE SEC 1
Legal SubdivisionPANAY AT PARK VILLAGE SEC 1
Legal Block3
Legal Lot Number31
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2003
Census Tract331604

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address11906 PANAY DR, HOUSTON, TX 77048-4057
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
TEXAS DOW EMPLOYEES CU
May 16, 2018Loan Modification, Mortgage
WELLS FARGO BK
Jan 23, 2017Warranty Deed, Subdivision Related Transfer · FHA Mortgage
HANCOCK MTG PTRS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2017 · Amount on Record
Deed SaleJan 23, 2017 · Amount on Record
Deed Document Number201729357
Prior Transfer DateJan 18, 2017
Prior Transfer Doc0000029357
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address11906 PANAY DR, HOUSTON, TX 77048-4057
Transaction TypeMortgage
Record UpdatedJul 22, 2021
Title CompanySELECT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021398906
DateJul 15, 2021
Instrument2021-398906
Lender
NameTEXAS DOW EMPLOYEES CU
TypeCredit Union
AddressLAKE JACKSON, TX 77566
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARRIS TX
Property Address11906 PANAY DR, HOUSTON, TX 77048-4057
Document Number0000264369
Instrument DateMay 16, 2018
Transaction TypeMortgage
Record UpdatedJun 26, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address11906 PANAY DR HOUSTON TX 770484057, HOUSTON, TX 77048-4057

Mortgage

Document Number0000264369
DateJun 14, 2018
Instrument264369
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
AmountAmount Recorded
Term360 Months
DueJun 13, 2048
Interest
Rate4.37%

January 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateJan 23, 2017
Property Address11906 PANAY DR, HOUSTON, TX 77048-4057
Document Number0000029357
Instrument DateJan 18, 2017
Instrument29357
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 10, 2017
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11906 PANAY DR HOUSTON TX 77048, HOUSTON, TX 77048

Mortgage

Document Number29358
DateJan 23, 2017
Instrument29358
Lender
NameHANCOCK MTG PTRS
TypeMortgage Company
AddressSUGAR LAND, TX 77478
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 22, 2047

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$274,987 (-) Land $46,981 Building $228,006$274,987 (-) Land $46,981 Building $228,006
2025$223.00 (-93.83%) Homeowner's exemption$274,987 (-11.94%) Land $46,981 Building $228,006$274,987 (-11.94%) Land $46,981 Building $228,006
2024$3,616.00 (+18.29%)
2023$312,262 Land $46,981 Building $265,281$312,262 Land $46,981 Building $265,281
2022$3,057.00 (-5.41%)
2020$3,232.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims6 (2008–2024)
Claims Outside the SFHA6 of 6
Most Recent ClaimJul 2024 · Hurricane Beryl

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.8% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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