11906 Graces Way, Clermont, FL 34711 Property Records

Lake County property record for 11906 Graces Way, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,995 sqft · built 1999
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on File
Last Sale$515,000 (Oct 2026)
Tax Bill$3,402 (2025)
Deeds & MortgagesOct 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-23-25-1900-000-04000

Property Details

APN / Parcel Number

Primary APN01-23-25-1900-000-04000
Alternative APNs
  • 252301190000004000
  • 3775901

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,995 sqft Living Area
Gross Area2,646 sqft
1st Floor Area1,995 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2023
Exterior MaterialBrick/Concrete Block Stucco
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area15,000 sqft (0.344 acres)
Garage TypeAttached
Garage Area651 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area446 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3775901
Street Address11906 GRACES WAY
CityCLERMONT
StateFL
Zip34711-6305
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSUSANS LANDING PHASE I SUB LOT 40 PB 38 PGS 93-94 ORB 1645 PG 428
Legal Range25E
Legal Township23S
Legal Section1
Legal SubdivisionSUSANS LANDING PHASE I SUB
Legal Tract1900
Legal Block2
Legal Lot Number40
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group2
Census Block2007
Census Tract31323

Owner

11906 Graces Way is owned and occupied by two individuals who bought it in October 2026.

Source: Lake County records, as of October 15, 2026

Owner of Record2 Individual Names on File
Mailing Address11906 GRACES WAY, CLERMONT, FL 34711-6305
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2026 · Amount on File
Deed SaleOct 1, 2026 · Amount on File
Prior SaleMay 5, 2015 · Amount on File
Deed Document Number2026120981
Deed Book / Page6822 / 1326
Prior Transfer DateDec 16, 2004
Prior Transfer Doc0027180888
Record UpdatedOct 29, 2026

October 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateOct 1, 2026
Property Address11906 GRACES WAY, CLERMONT, FL 34711-6305
Document Number0000120981
Book / Page6822 / 1326
Instrument DateSep 30, 2026
Instrument2026120981
Transaction TypeTransfer
Record UpdatedOct 14, 2026
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE OF FLO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$364,105.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11906 GRACES WAY, CLERMONT, FL 34711-6305

Mortgage

Document Number0000120982,
DateOct 1, 2026
Instrument2026120982
Lender
NameMORTGAGE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 11906 Graces Way was $3,402, up 2.9% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$237,060 (+2.7%)$411,414 (-) Land $160,200 Building $251,214
2025$3,402.00 (+2.87%)$230,830 Land $160,200 Building $70,630$411,414 Land $160,200 Building $251,214
2024$3,307.00 (+8.32%)
2023$3,053.00 (+10.22%) Homeowner's exemption$217,800 (+3%)$403,572 (+26.86%) Land $160,200 Building $243,372
2022$2,770.00 Homeowner's exemption$211,460$318,132 Land $74,760 Building $243,372

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11906 Graces Way in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11906 Graces Way is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE UTILITY SERVICES INC NORTH (8 WPS)
public/private · serves 24,798 people · EPA ID FL3354883
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
Haloacetic acids
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T.

Nearby Properties on Graces Way

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