Louisville/Jefferson County Metro Government property record for 11905 Wetherby Ave, Middletown, KY 40243
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 816 sqft · built 1926 |
| Lot Size | 0.626 acres (27,260 sqft) |
| Owner | Company Name on Record |
| Last Sale | $152,000 (Sep 2022) |
| Tax Bill | $1,696 (2025) |
| Deeds & Mortgages | Jul 2023 Line of Credit Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21028900080000 |
| Primary APN | 21028900080000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 816 sqft Finished Area |
| Flooring | Covered |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 27,260 sqft (0.626 acres) |
| Garage Type | Mixed |
| Garage Area | 308 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 72 sqft |
| Cooling System | None |
|---|---|
| Heating System | Central |
| Account Number | 00061528 |
|---|---|
| Street Address | 11905 WETHERBY AVE |
| City | LOUISVILLE |
| State | KY |
| Zip | 40243-1052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4-RESIDEN |
| Legal Description | 0.6258 AC NS WETHERBY AVE 272 FT SW OF EVERGREEN RD (AKA 33FT LOT 60 & 18.5 LOT 61 BLK D CEDARDALE SUB PB 2 PG 282) |
| Legal Subdivision | CEDAR DALE |
| Legal Block | D |
| Legal Lot Number | 18,60-6 |
| Jurisdiction | JEFFERSON KY |
| Township / Civil Division | EAST JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 10405 |
Source: Louisville/Jefferson County Metro Government records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1831 WILLIAMSON CT, 100, LOUISVILLE, KY 40223-4202 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 17, 2023 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU |
| Sep 22, 2022 | Deed, Transfer · Stand-Alone First Mortgage ANNEX CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 22, 2022 · Amount on Record |
| Deed Sale | Sep 22, 2022 · Amount on Record |
| Prior Sale | Feb 12, 2015 · Amount on Record |
| Deed Document Number | 2022219212 |
| Deed Book / Page | 12460 / 835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Property Address | 11905 WETHERBY AVE, MIDDLETOWN, KY 40243-1052 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000137080 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | M 18565/723 |
| Instrument | 2023137080 |
| Name | UNIVERSITY OF KENTUCKY FCU |
|---|---|
| Type | Credit Union |
| Address | LEXINGTON, KY 40509 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 35 Months |
| Due | Jun 29, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON KY |
| Recording Date | Sep 22, 2022 |
| Property Address | 11905 WETHERBY AVE, MIDDLETOWN, KY 40243-1052 |
| Document Number | 0000219212 |
| Book / Page | D 12460 / 835 |
| Map Reference | MB 2 PG 282 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022219212 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $152.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2123 WOODED WAY, LOUISVILLE, KY 40229 |
| Name | Verified Name |
|---|---|
| Address | 1831 WILLIAMSON CT STE 100, 100, LOUISVILLE, KY 40223-4202 |
| Document Number | 0000219213 |
|---|---|
| Date | Sep 22, 2022 |
| Instrument | 2022219213 |
| Name | ANNEX CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 20, 2023 |
Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Middletown City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,696.00 (-3.64%) | $152,000 (-) Land $40,250 Building $111,750 | |
| 2024 | $152,000 (-) Land $40,250 Building $111,750 | ||
| 2023 | $1,760.00 (+11.46%) | $152,000 (+11.8%) Land $40,250 Building $111,750 | $152,000 (+11.8%) Land $40,250 Building $111,750 |
| 2022 | $1,579.00 | $135,960 Land $40,250 Building $95,710 | $135,960 Land $40,250 Building $95,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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