Lake County property record for 11904 Elbert St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,683 sqft · built 1956 |
| Lot Size | 0.377 acres (16,401 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (May 2015) |
| Tax Bill | $6,539 (2024) |
| Deeds & Mortgages | Mar 2021 Transfer Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-23-25-0001-000-00300 |
| Primary APN | 02-23-25-0001-000-00300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,683 sqft Living Area |
| Gross Area | 4,313 sqft |
| 1st Floor Area | 1,881 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 16,401 sqft (0.377 acres) |
| Lot Dimensions | 203 ft deep x 100 ft wide |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 417 sqft |
| Deck Area | Deck Area |
| Patio Area | 399 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1587719 |
|---|---|
| Street Address | 11904 ELBERT ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-8883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | FROM SE COR OF NW 1/4 OF NE 1/4 RUN N 689 FT N 44DEG 56MIN W 307.5 FT TO POB RUN N 39DEG 34MIN E 198.25 FT TO LAKE BEG AGAIN AT POB RUN N 44DEG 56MIN W 100 FT N 39DEG 34MIN E 203 FT TO LAKE SELY ALONG LAKE TO INTERSECT FIRST LINE ORB 4630 PG 33 ORB 5 |
| Legal Range | 25E |
| Legal Township | 23S |
| Legal Section | 2 |
| Legal Quarter | 1 |
| Legal Subdivision | ACREAGE & UNREC |
| Legal Tract | 0001 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 31313 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11904 ELBERT ST, CLERMONT, FL 34711-8883 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Feb 22, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2015 · Amount on Record |
| Deed Sale | May 28, 2015 · Amount on Record |
| Deed Document Number | 201556722 |
| Deed Book / Page | 4630 / 33 |
| Last Transfer Date | Feb 16, 2021 |
| Transfer Doc | 0056760798 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 31, 2021 |
| Property Address | 11904 ELBERT ST, CLERMONT, FL 34711-8883 |
| Document Number | 0056760798 |
| Book / Page | 5676 / 798 |
| Instrument Date | Feb 16, 2021 |
| Instrument | 2021043756 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 109 MCINTYRE PL, ITHACA, NY 14850-2717 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 11904 ELBERT ST, CLERMONT, FL 34711-8883 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052391458 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 5239/1458 |
| Instrument | 2019020257 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $635,239 (-0.18%) Land $283,482 Building $351,757 | $635,239 (-0.18%) Land $283,482 Building $351,757 | |
| 2025 | $636,415 (+46.93%) Land $283,482 Building $352,933 | $636,415 (+46.93%) Land $283,482 Building $352,933 | |
| 2024 | $6,539.00 (-1.92%) | ||
| 2023 | $6,667.00 (+4.19%) | $433,140 (+0.27%) | $433,140 (+0.27%) Land $184,593 Building $248,547 |
| 2022 | $6,399.00 | $431,964 | $431,964 Land $184,593 Building $247,371 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 4 (2017–2024) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| CenturyLink Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
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