11904 E Richmond Rd, Glencoe, OK 74032 Property Records

Payne County property record for 11904 E Richmond Rd, Glencoe, OK 74032

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,872 sqft · built 2019
Lot Size	80 acres (3,484,800 sqft)
Owner	2 Individual Names on File
Last Sale	$20,000 (Dec 2021)
Tax Bill	$1,780 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20N04E-28-3-00000-000-0503`

Property Details

APN / Parcel Number

Primary APN	`20N04E-28-3-00000-000-0503`
Alternative APNs	`600010981` `10981`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft
Utility Area	156 sqft
Cellar	Cellar
Storm Shelter	Storm Shelter
Storm Shutters	Storm Shutters

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,484,800 sqft (80 acres)
Garage Type	Carport
Garage Area	624 sqft
Carport	Carport
Carport Area	624 sqft
Deck Area	40 sqft
Shed	1 Shed
Shed Area	81 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	10981
Street Address	11904 E RICHMOND RD
City	GLENCOE
State	OK
Zip	74032-3132
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	28-20N-04E C-503 (80ACM/L) W/2 SW/4
Legal Range	04E
Legal Township	20N
Legal Section	28
Legal Subdivision	20N-04E
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	3
Census Block	3048
Census Tract	11101

Owner

11904 E Richmond Rd, a rural home, is owned and occupied by two individuals who bought it in December 2021.

Source: Payne County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11904 E RICHMOND RD, GLENCOE, OK 74032-3132
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage PAYNE COUNTY BANK
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage PAYNE COUNTY BANK
Sep 26, 2018	Trustee's Deed, Construction Loan · Line of Credit PAYNE CNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Deed Document Number	20211255721
Deed Book / Page	2670 / 198
Prior Transfer Date	Nov 9, 2021
Prior Transfer Doc	0000124307
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	11904 E RICHMOND RD, GLENCOE, OK 74032-3132
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027240763
Date	Oct 28, 2022
Book Page	2724/763
Instrument	I-2022-012813

Lender

Name	PAYNE COUNTY BANK
Type	Bank
Address	PERKINS, OK 74059

Agreement

Amount	Amount on Record

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	11904 E RICHMOND RD, GLENCOE, OK 74032-3132
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025260213
Date	Sep 9, 2019
Book Page	2526/0213
Instrument	2019-009438

Lender

Name	PAYNE COUNTY BANK
Type	Bank
Address	PERKINS, OK 74059

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PAYNE OK
Recording Date	Sep 26, 2018
Property Address	11904 E RICHMOND RD, GLENCOE, OK 74032-3132
Document Number	0024750267
Book / Page	002475 / 000267
Instrument Date	Sep 22, 2018
Instrument	11653
Transaction Type	Construction Loan
Record Updated	Jan 16, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	11904 E RICHMOND RD GLENCOE OK 740323132, GLENCOE, OK 74032-3132

Mortgage

Document Number	24750267
Date	Sep 26, 2018
Book Page	002475/000267
Instrument	11653

Lender

Name	PAYNE CNTY BK
Type	Bank
Address	PERKINS, OK 74059

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 25, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 11904 E Richmond Rd was $1,780 with a homeowner's exemption, up 7.7% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Unified School District	Glencoe Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,749 (+14.78%) Land $1,603 Building $19,146	$182,016 Land $14,064 Building $167,952
2025	$1,780.00 (+7.75%) Homeowner's exemption	$18,077 (-) Land $1,718 Building $16,359
2024	$1,652.00 (+7.55%) Homeowner's exemption	$18,077 (+3%) Land $1,718 Building $16,359	$221,880 (+11.74%) Land $21,090 Building $200,790
2023	$1,536.00 (+3.5%) Homeowner's exemption	$17,551 (+3%) Land $1,864 Building $15,687	$198,560 (+8.88%) Land $21,090 Building $177,470
2022	$1,484.00 Homeowner's exemption	$17,040 Land $1,934 Building $15,106	$182,360 Land $20,700 Building $161,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11904 E Richmond Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11904 E Richmond Rd is high, ranking above 86% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 73% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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