Bradford County property record for 11903 Elm St, Brooker, FL 32622
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,471 sqft · built 2007 |
| Lot Size | 0.337 acres (14,720 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Oct 2015) |
| Tax Bill | $2,127 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00258-C-00900 |
| Primary APN | 00258-C-00900 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,471 sqft Heated Area |
| Gross Area | 2,520 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,720 sqft (0.337 acres) |
| Pool Area | 253 sqft |
| Porch | Open Porch |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 11903 ELM ST |
|---|---|
| City | BROOKER |
| State | FL |
| Zip | 32622-3089 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8 7S 20 LOT 9 OF BLK 3 SHADY OAKS S/D |
| Legal Range | 20E |
| Legal Township | 07S |
| Legal Section | 08 |
| Legal Subdivision | SHADY OAKS S/D |
| Legal Block | 3 |
| Legal Lot Number | 9 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | BROOKER |
| Census Block Group | 2 |
| Census Block | 2082 |
| Census Tract | 302 |
Source: Bradford County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11903 ELM ST, BROOKER, FL 32622-3089 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 2, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Mar 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2015 · Amount on Record |
| Deed Sale | Oct 12, 2015 · Amount on Record |
| Prior Sale | Sep 5, 2007 · Amount on Record |
| Deed Document Number | 201504006731 |
| Deed Book / Page | 1597 / 416 |
| Prior Transfer Date | Oct 9, 2015 |
| Prior Transfer Doc | 0004006731 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 11903 ELM ST, BROOKER, FL 32622-3089 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0004000877 |
|---|---|
| Date | Feb 2, 2023 |
| Book Page | 2010/166 |
| Instrument | 202304000877 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 4, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 11903 ELM ST, BROOKER, FL 32622-3089 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 1892/12 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 1892/12 |
| Instrument | 202104002608 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 1, 2041 |
Source: Bradford County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Municipality | Brooker Town |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,127.00 (+11.89%) Homeowner's exemption | $157,589 (+2.9%) | $263,130 (+7.76%) Land $25,000 Building $238,130 |
| 2024 | $1,901.00 (+4.97%) Homeowner's exemption | $153,148 (+4.31%) | $244,191 (+11.37%) Land $18,000 Building $226,191 |
| 2023 | $1,811.00 (+6.22%) Homeowner's exemption | $146,814 (+3%) | $219,257 (+18.52%) Land $18,000 Building $201,257 |
| 2022 | $1,705.00 Homeowner's exemption | $142,538 | $184,993 Land $18,000 Building $166,993 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BROOKER serves 331 people · EPA ID FL2040113 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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