11903 E 8th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 11903 E 8th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,434 sqft · built 1946
Lot Size	0.468 acres (20,400 sqft)
Owner	2 Individual Names on File
Last Sale	$359,900 (Oct 2023)
Tax Bill	$3,819 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`45211.2213`

Property Details

APN / Parcel Number

Primary APN	`45211.2213`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,434 sqft Living Area
Gross Area	1,794 sqft
1st Floor Area	1,434 sqft
Basement Area	360 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,400 sqft (0.468 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11903 E 8TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-5402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	OPPORTUNITY B203 W130FT OF S1/2 OF W1/2 EXC N140F T&EXC RD
Legal Range	44E
Legal Township	25N
Legal Section	21
Legal Subdivision	OPPORTUNITY
Legal Tract	203
Legal Block	203
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1010
Census Tract	12600

Owner

11903 E 8th Ave is owned and occupied by two individuals who bought it in October 2023.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11903 E 8TH AVE, SPOKANE VALLEY, WA 99206-5402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · FHA Mortgage IDAHO HOUSING & FINANCE ASSN
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Oct 13, 2023	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Jan 6, 2020	Warranty Deed, Transfer WASHINGTON STATE HOUSING FIN COMMIS
Dec 17, 2018	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2023 · Amount on File
Deed Sale	Oct 13, 2023 · Amount on File
Prior Sale	Jan 6, 2020 · Amount on File
Deed Document Number	20237313466
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11903 E 8TH AVE, SPOKANE VALLEY, WA 99206-5402
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11903 E 8TH AVE, SPOKANE VALLEY, WA 99206-5402

Mortgage

Document Number	0007447375
Date	Oct 16, 2025
Instrument	7447375

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Sep 1, 2065

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11903 E 8TH AVE, SPOKANE VALLEY, WA 99206-5402
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007154707
Date	Nov 29, 2021
Instrument	7154707

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 13, 2023
Property Address	11903 E 8TH AVE, SPOKANE VALLEY, WA 99206-5402
Document Number	0007313466
Map Reference	VOL K PG 20-23
Instrument Date	Oct 9, 2023
Instrument	7313466
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,763.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007313467
Date	Oct 13, 2023
Instrument	7313467

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Mortgage

Document Number	0007313468
Date	Oct 13, 2023
Instrument	7313468

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2053

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 6, 2020
Property Address	11903 E 8TH AVE, SPOKANE VALLEY, WA 99206-5402
Document Number	0006879945
Map Reference	VOL K PG 20-23
Instrument Date	Jan 2, 2020
Instrument	6879945
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$3,829.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11903 E 8TH AVE, SPOKANE VALLEY, WA 99206-5402

Mortgage

Document Number	0006879947
Date	Jan 6, 2020
Instrument	6879947

Lender

Name	WASHINGTON STATE HOUSING FIN COMMIS
Type	Government Agency

Agreement

Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Mortgage

Document Number	0006879946
Date	Jan 6, 2020
Instrument	6879946

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 17, 2018
Property Address	11903 E 8TH AVE, SPOKANE VALLEY, WA 99206-5402
Document Number	0006769810
Map Reference	VOL K P G20-33
Instrument Date	Dec 5, 2018
Instrument	6769810
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,778.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11903 E 8TH AVE, SPOKANE VALLEY, WA 99206-5402
Investor	Possibly a Property Investor

Mortgage

Document Number	0006769811
Date	Dec 17, 2018
Instrument	6769811

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 11903 E 8th Ave was $3,819, up 6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,819.00 (+6.02%)	$355,300 Land $130,000 Building $225,300	$355,300 Land $130,000 Building $225,300
2025	$3,602.00
2024		$304,700 (+24.37%) Land $69,000 Building $235,700	$304,700 (+24.37%) Land $69,000 Building $235,700
2023	$2,932.00 (+2.2%)	$245,000 (-) Land $60,000 Building $185,000	$245,000 (-) Land $60,000 Building $185,000
2022	$2,869.00	$245,000 Land $60,000 Building $185,000	$245,000 Land $60,000 Building $185,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11903 E 8th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 11903 E 8th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20

May also be available: CenturyLink.

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