11903 E 4th Ave, Spokane Valley, WA 99206 Property Records

Spokane County property record for 11903 E 4th Ave, Spokane Valley, WA 99206

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,144 sqft · built 1908
Lot Size	0.302 acres (13,158 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,963 (2026)
Deeds & Mortgages	Mar 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45211.1014`

Property Details

APN / Parcel Number

Primary APN	`45211.1014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,144 sqft Living Area
Gross Area	3,306 sqft
1st Floor Area	1,976 sqft
2nd Floor Area	1,064 sqft
Upper Floors Area	168 sqft
Basement Area	266 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,158 sqft (0.302 acres)
Lot Dimensions	129 ft deep x 102 ft wide
Garage Type	Carport
Garage Area	221 sqft
Carport	Carport
Carport Area	221 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	110 sqft
Patio Area	255 sqft
Shed	1 Shed
Shed Area	312 sqft
Canopy	152 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11903 E 4TH AVE
City	SPOKANE VALLEY
State	WA
Zip	99206-5308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF-2
Legal Description	OPPORTUNITY W1/2 EXC N70FT L9 B179
Legal Range	44E
Legal Township	25N
Legal Section	21
Legal Subdivision	OPPORTUNITY
Legal Block	1
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1005
Census Tract	12600

Owner

11903 E 4th Ave is owned and occupied by two individuals who acquired it in December 2005.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11903 E 4TH AVE, SPOKANE VALLEY, WA 99206-5308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
May 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage CHOU TEAM REALTY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 15, 2005
Transfer Doc	0005321840
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11903 E 4TH AVE, SPOKANE VALLEY, WA 99206-5308
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007040624
Date	Mar 1, 2021
Instrument	7040624

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	328 Months
Due	Jul 1, 2048

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	11903 E 4TH AVE, SPOKANE VALLEY, WA 99206-5308
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006707361
Date	May 14, 2018
Instrument	6707361

Lender

Name	CHOU TEAM REALTY INC
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 11903 E 4th Ave was $3,963, up 51.4% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,963.00 (+51.38%)	$370,500 Land $108,000 Building $262,500	$370,500 Land $108,000 Building $262,500
2025	$2,618.00
2024		$262,800 (+30.68%) Land $77,000 Building $185,800	$262,800 (+30.68%) Land $77,000 Building $185,800
2023	$2,540.00 (+7.49%)	$201,100 Land $55,000 Building $146,100	$201,100 Land $55,000 Building $146,100
2022	$2,363.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11903 E 4th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 11903 E 4th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MODERN ELECTRIC WATER CO private · serves 18,487 people · EPA ID WA5355600
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20

May also be available: CenturyLink.

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