11903 Cameron Ct, Monrovia, MD 21770 Property Records

Frederick County property record for 11903 Cameron Ct, Monrovia, MD 21770

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,608 sqft · built 1992
Lot Size	2.21 acres (96,703 sqft)
Owner	Individual Name on Record
Last Sale	$279,900 (Apr 2003)
Tax Bill	$6,583 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-277188`

Property Details

APN / Parcel Number

Primary APN	`09-277188`
Alternative APNs	`9277188` `277188`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,608 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Level
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	96,703 sqft
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	122 sqft
Shed	1 Shed
Shed Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	277188
Street Address	11903 CAMERON CT
City	MONROVIA
State	MD
Zip	21770-9256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 41 PLAT 1 SEC. 2 2.224 ACRES TURNERS CHANCE
Legal Subdivision	TURNERS CHANCE
Legal Lot Number	41
Jurisdiction	FREDERICK MD
Township / Civil Division	9, NEW MARKET
Census Block Group	4
Census Block	4006
Census Tract	752102

Owner

Source: Frederick County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11903 CAMERON CT, MONROVIA, MD 21770-9256
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC
Mar 19, 2020	Grant Deed, Transfer MORTGAGE LINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2003 · Amount on Record
Deed Sale	Apr 22, 2003 · Amount on Record
Prior Sale	Dec 6, 2000 · Amount on Record
Deed Document Number	20032399
Deed Book / Page	3706 / 248
Last Transfer Date	Mar 6, 2020
Transfer Doc	0135990327
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Sep 2, 2026
Property Address	11903 CAMERON CT, MONROVIA, MD 21770-9256
Document Number	1803000351
Book / Page	18031 / 351
Instrument Date	Aug 27, 2026
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	COUNSEL TITLE LLC, COUNSEL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11903 CAMERON CT, MONROVIA, MD 21770-9256

Mortgage

Document Number	1803000351,
Date	Sep 2, 2026
Book Page	18031/351

Lender

Name	WESBANCO BANK INC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 19, 2020
Property Address	11903 CAMERON CT, MONROVIA, MD 21770-9256
Document Number	0135990327
Book / Page	013599 / 000327
Instrument Date	Mar 6, 2020
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	OMNI LAND SETTLEMENT CORPORATION, OMNI LAND SETTLEMENT CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	11903 CAMERON CT MONROVIA MD 217709256, MONROVIA, MD 21770-9256

Mortgage

Document Number	135990334
Date	Mar 19, 2020
Book Page	013599/000334

Lender

Name	MORTGAGE LINK
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$594,733 (+7.2%)	$634,700 (-) Land $237,200 Building $397,500
2025	$6,583.00 (+6.07%) Homeowner's exemption	$554,767 (+13.95%)	$634,700 (+23.29%) Land $237,200 Building $397,500
2024	$6,206.00 (+8.34%)
2023	$5,728.00 Homeowner's exemption	$486,833	$514,800 Land $185,900 Building $328,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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