11902 Ambergate Dr, Midlothian, VA 23113 Property Records

Chesterfield County property record for 11902 Ambergate Dr, Midlothian, VA 23113

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,089 sqft · built 1986
Lot Size1.72 acres (75,097 sqft)
OwnerIndividual Name on Record
Tax Bill$5,557 (2026)
Deeds & MortgagesJul 2022 Line of Credit
May 2021 Refinance
Flood ZoneZone X (minimal risk)
APN00808030000B003

Property Details

APN / Parcel Number

Primary APN00808030000B003
Alternative APNs
  • 738-71-76-69-400-000
  • 143011001

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,089 sqft Finished Area
1st Floor Area794 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleColonial
Exterior MaterialWood Shingle
Construction TypeFrame
Roof MaterialWood Shingle
Lot Area75,097 sqft (1.72 acres)
Lot Width1,723 ft Width
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area160 sqft
Deck Area465 sqft
Patio Area465 sqft
Storage Building264 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number143011001
Street Address11902 AMBERGATE DR
CityMIDLOTHIAN
StateVA
Zip23113-2175
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40 - SING
Legal DescriptionAMBERGATE L 3 BK B
Legal SubdivisionAMBERGATE
Legal BlockB
Legal Lot Number3
JurisdictionCHESTERFIELD VA
Township / Civil DivisionMIDLOTHIAN
Census Block Group1
Census Block1002
Census Tract100926

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address11902 AMBERGATE DR, MIDLOTHIAN, VA 23113-2175
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2022Deed of Trust, Mortgage · Line of Credit
CALL FEDERAL CREDIT UNION
May 28, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
BANK OF AMERICA NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 12, 2001
Deed SaleApr 12, 2001
Deed Book / Page4054 / 383
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address11902 AMBERGATE DR, MIDLOTHIAN, VA 23113-2175
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014039-306
DateJul 27, 2022
Book Page14039/306
Instrument2022033499
Lender
NameCALL FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 13, 2037
Interest
Rate TypeAdjustable Rate

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address11902 AMBERGATE DR, MIDLOTHIAN, VA 23113-2175
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013441-311
DateMay 28, 2021
Book Page13441/311
Instrument2021035025
Lender
NameBANK OF AMERICA NA
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term358 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,557.00 (+25.58%)$621,600 (+4.24%) Land $138,700 Building $482,900$621,600 (+4.24%) Land $138,700 Building $482,900
2025$596,300 (+23.3%) Land $128,700 Building $467,600$596,300 (+23.3%) Land $128,700 Building $467,600
2023$4,425.00$483,600 Land $114,700 Building $368,900$483,600 Land $114,700 Building $368,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims10 (1979–1996)
Most Recent ClaimSep 1996 · Hurricane Fran And Associated Severe Storm Cond

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880

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