11900 River Rd, Potomac, MD 20854 Property Records

Montgomery County property record for 11900 River Rd, Potomac, MD 20854

Property Summary

Property Type	Single Family Home
Details	12.5 ba · 31,279 sqft · built 2004
Lot Size	9.65 acres (420,354 sqft)
Owner	Company Name on Record
Last Sale	$11,840,000 (Feb 2026)
Tax Bill	$2,621 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Mar 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-00404681`

Property Details

APN / Parcel Number

Primary APN	`06-00404681`
Alternative APN	`00404681`

Interior

Full Baths	12.5 Baths
Half Baths	9 Half Baths
Stories	3 Stories
Building Area	31,279 sqft Living Area
Gross Area	35,598 sqft
1st Floor Area	9,266 sqft
Basement Area	8,800 sqft
Finished Basement	8,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Tri-Level
Exterior Material	Stone
Construction Type	Frame
Roof Material	Slate
Lot Area	420,354 sqft
View / Lot	Waterfront
Garage Type	Attached
Garage Area	1,015 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	750 sqft
Porch	Enclosed Porch
Porch Area	1,175 sqft
Deck Area	459 sqft
Patio Area	1,500 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00404681
Street Address	11900 RIVER RD
City	POTOMAC
State	MD
Zip	20854-1244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	RIVER BEND
Legal Subdivision	RIVER BEND
Legal Block	2
Legal Lot Number	3
Jurisdiction	MONTGOMERY MD
Township / Civil Division	6
Census Block Group	2
Census Block	2011
Census Tract	700608

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11900 RIVER RD, POTOMAC, MD 20854-1244
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed, Transfer · Conventional Mortgage PNC BANK NA
Mar 7, 2024	Gift Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2026 · Amount on Record
Deed Sale	Feb 11, 2026 · Amount on Record
Prior Sale	Jul 2, 2001 · Amount on Record
Deed Book / Page	70128 / 82
Prior Transfer Date	Mar 6, 2024
Prior Transfer Doc	0678050259
Record Updated	Sep 20, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Feb 11, 2026
Property Address	11900 RIVER RD, POTOMAC, MD 20854-1244
Document Number	0701280082
Book / Page	70128 / 82
Map Reference	MB 71 PL 6788
Instrument Date	Jan 21, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11900 RIVER RD, POTOMAC, MD 20854-1244

Mortgage

Document Number	0007012892
Date	Feb 11, 2026
Instrument	70128/92

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.1%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.1%

March 2024: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 7, 2024
Property Address	11900 RIVER RD, POTOMAC, MD 20854-1244
Document Number	0678050259
Book / Page	67805 / 259
Map Reference	MB 71 PL 6788
Instrument Date	Mar 6, 2024
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7979 E BOULEVARD DR, ALEXANDRIA, VA 22308-1308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 PEACHTREE ST NW STE 1300, 1300, ATLANTA, GA 30303-1246

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,725,967 (+4.67%)	$20,605,500 (-) Land $3,298,500 Building $17,307,000
2025	$2,621.00 (-98.63%) Additional exemption filed	$18,846,433 (+6.58%)	$20,605,500 (+14.69%) Land $3,298,500 Building $17,307,000
2023		$17,682,333	$17,966,900 Land $3,298,500 Building $14,668,400
2022	$191,939.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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