San Bernardino County property record for 1190 W 23rd St, Upland, CA 91784
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,083 sqft · built 1984 |
| Lot Size | 0.36 acres (15,694 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Mar 2003) |
| Tax Bill | $6,270 (2025) |
| Deeds & Mortgages | Jul 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 1004-091-04-0000 |
| Primary APN | 1004-091-04-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,083 sqft Living Area |
| Gross Area | 2,692 sqft |
| 1st Floor Area | 2,083 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Modern |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 15,694 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 120 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1190 W 23RD ST |
|---|---|
| City | UPLAND |
| State | CA |
| Zip | 91784-1216 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 10197 LOT 57 |
| Legal Subdivision | TRACT 10197 |
| Legal Tract | 10197 |
| Legal Block | 2 |
| Legal Lot Number | 57 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | ONTARIO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 814 |
1190 W 23rd St is owned and occupied by two individuals who bought it in March 2003.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1190 W 23RD ST, UPLAND, CA 91784-1216 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2003 · Amount on File |
| Deed Sale | Mar 20, 2003 · Amount on File |
| Deed Document Number | 2003182261 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 1190 W 23RD ST, UPLAND, CA 91784-1216 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1190 W 23RD ST, UPLAND, CA 91784-1216 |
| Document Number | 0000330594 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 2021-0330594 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 19, 2051 |
The 2025 property tax bill for 1190 W 23rd St was $6,270 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Upland City |
| Unified School District | Upland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $583,539 (+2%) Land $204,240 Building $379,299 | |
| 2025 | $6,270.00 Homeowner's exemption | $572,097 Land $200,235 Building $371,862 |
| 2023 | $5,977.00 (+2.21%) Homeowner's exemption | $549,883 Land $192,460 Building $357,423 |
| 2022 | $5,848.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1190 W 23rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1992) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1992 · Rain/snow/wind Storms, Flooding, Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1190 W 23rd St is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 40% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF UPLAND serves 78,376 people · EPA ID CA3610050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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