Tioga County and Owego Town property record for 1190 Summit Rd, Apalachin, NY 13732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,495 sqft · built 1986 |
| Lot Size | 11 acres (482,209 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $307,500 (Apr 2020) |
| Tax Bill | $6,125 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 493089 141.00-1-43.14 |
| Primary APN | 493089 141.00-1-43.14 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,495 sqft Living Area |
| 1st Floor Area | 1,495 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 482,209 sqft (11 acres) |
| Lot Dimensions | 847 ft deep x 566 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 264 sqft |
| Canopy | 52 sqft |
| Pole Barn | Pole Barn |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000007559 |
|---|---|
| Street Address | 1190 SUMMIT RD |
| City | APALACHIN |
| State | NY |
| Zip | 13732-1223 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Block | 1 |
| Legal Lot Number | 43.014 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 20401 |
1190 Summit Rd is owned and occupied by two individuals who bought it in April 2020.
Source: Tioga County and Owego Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1190 SUMMIT RD, APALACHIN, NY 13732-1223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 23, 2018 | Deed of Trust, Mortgage VISIONS FEDERAL CREDIT UNION |
| Apr 17, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage VISIONS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2020 · Amount on File |
| Deed Sale | Apr 17, 2020 · Amount on File |
| Prior Sale | Dec 22, 2011 · Amount on File |
| Deed Document Number | 20201355 |
| Prior Transfer Date | Dec 12, 2007 |
| Prior Transfer Doc | 0000015188/000000100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 1190 SUMMIT RD, APALACHIN, NY 13732-1223 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 18000000288 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 180-00000288 |
| Name | VISIONS FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Apr 17, 2020 |
| Property Address | 1190 SUMMIT RD, APALACHIN, NY 13732-1223 |
| Document Number | 2020000001355 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 20200-00001355 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5069 GASKILL RD, OWEGO, NY 13827-5535 |
| Document Number | 2020000001356 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 20200-00001356 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2026 property tax bill for 1190 Summit Rd was $6,125, down 0.3% from the year before.
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,125.00 (-0.31%) | ||
| 2025 | $6,144.00 | $121,300 Land $21,800 Building $99,500 | $232,153 Land $41,722 Building $190,431 |
| 2023 | $121,300 Land $21,800 Building $99,500 | $224,630 Land $40,370 Building $184,260 | |
| 2019 | $1,609.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1190 Summit Rd in Zone X, an area of minimal flood risk, though there have been 118 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 118 (1979–2011) |
| Claims Outside the SFHA | 35 of 118 |
| Most Recent Claim | Sep 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1190 Summit Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures