Ramsey County property record for 1190 Summit Ave, Saint Paul, MN 55105
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,752 sqft · built 1915 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $16,042 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-28-23-41-0023 |
| Primary APN | 03-28-23-41-0023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,752 sqft Living Area |
| 1st Floor Area | 2,341 sqft |
| Basement Area | 200 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Shed Roof |
| Lot Area | 18,000 sqft (0.413 acres) |
| Lot Dimensions | 200 ft deep x 90 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 244530 |
|---|---|
| Street Address | 1190 SUMMIT AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55105-2649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANSON AND SIMONTONS,ADDITION SUBJ TO AVE W 1O FT OF LOT 7 AND ALL OF LOTS 8 AND LOT 9 BLK 2 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 03 |
| Legal Subdivision | MANSON AND SIMONTONS,ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 7,8,9 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 35300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Summit Avenue Historic District listed 1993 · 393 contributing resources · NRIS 93000332 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1190 Summit Ave is owned and occupied by two individuals.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1190 SUMMIT AVE, SAINT PAUL, MN 55105-2649 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2023 | Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU |
| Jun 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SMW FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1190 SUMMIT AVE, SAINT PAUL, MN 55105-2649 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1190 SUMMIT AVE, SAINT PAUL, MN 55105-2649 |
| Document Number | 0A04990354 |
|---|---|
| Date | Jun 2, 2023 |
| Instrument | A04990354 |
| Name | TRUSTONE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55447 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1190 SUMMIT AVE, SAINT PAUL, MN 55105-2649 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0A04889493 |
|---|---|
| Date | Jun 11, 2021 |
| Instrument | A04889493 |
| Name | SMW FCU |
|---|---|
| Type | Credit Union |
| Address | CIRCLE PINES, MN 55014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
The 2025 property tax bill for 1190 Summit Ave was $16,042.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,005,700 Land $375,600 Building $630,100 | $1,005,700 Land $375,600 Building $630,100 | |
| 2025 | $16,042.00 | ||
| 2023 | $12,124.00 | $794,800 Land $375,600 Building $419,200 | $794,800 Land $375,600 Building $419,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1190 Summit Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1190 Summit Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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