Cabarrus County property record for 1190 Summer St, Mount Pleasant, NC 28124
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 988 sqft · built 1920 |
| Lot Size | 0.349 acres (15,180 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $40,000 (May 2016) |
| Tax Bill | $939 (2023) |
| Deeds & Mortgages | May 2020 Line of Credit Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5670 04 8292 |
| Primary APN | 5670 04 8292 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| Gross Area | 1,136 sqft |
| 1st Floor Area | 988 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,180 sqft (0.349 acres) |
| Lot Dimensions | 132 ft deep x 115 ft wide |
| Porch | Slab |
| Porch Area | 148 sqft |
| Storage Building | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 107835 |
|---|---|
| Street Address | 1190 SUMMER ST |
| City | MOUNT PLEASANT |
| State | NC |
| Zip | 28124-8815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | INTERSEC W FRANKLIN ST & SUMMER ST |
| Legal Subdivision | MT PLEASANT NORTH |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 8, MOUNT PLEASANT |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 41701 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Mount Pleasant Historic District (Additional Documentation) listed 1986 · 239 contributing resources · NRIS 86001050 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1190 SUMMER ST, MOUNT PLEASANT, NC 28124-8815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 24, 2019 | Deed of Trust, Mortgage · Conventional with PMI STATE EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2016 · Amount on Record |
| Deed Sale | May 6, 2016 · Amount on Record |
| Deed Book / Page | 11908 / 313 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1190 SUMMER ST, MT PLEASANT, NC 28124-8815 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 14157138 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 14157/138 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CONCORD, NC 28027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1190 SUMMER ST, MT PLEASANT, NC 28124-8815 |
| Document Number | 13355312 |
| Instrument Date | Jan 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2019 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 1190 SUMMER ST MOUNT PLEASANT NC 281248815, MOUNT PLEASANT, NC 28124-8815 |
| Document Number | 13355312 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 013355/000312 |
| Instrument | 2202 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2049 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Mount Pleasant Town |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,180 (+106.68%) Land $62,000 Building $119,180 | ||
| 2024 | $181,180 (+106.68%) Land $62,000 Building $119,180 | ||
| 2023 | $939.00 | $87,660 Land $25,000 Building $62,660 | $87,660 Land $25,000 Building $62,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOUNT PLEASANT serves 1,786 people · EPA ID NC0113020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes currently in violation since Jul 2026 Haloacetic acids not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Organic carbon removal Apr 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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